Compare Today’s Mortgage Rates for Ontario, Ohio
Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Ontario, Ohio 44862. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $1,587 or $4 / month in Ontario and surrounding areas of Richland county.
Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Ontario, Ohio 44862.
Summary of Average Mortgage Terms in Ontario, Ohio 44862
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Ontario, OH
To forecast and predict mortgage rates in Ontario, OH 44862, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Ontario, Ohio 44862 from 2013 - 2020
We have compiled mortgage rate charts for home loans in Ontario, Ohio and around Richland county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 88.10% | 86.11% | 84.29% | 84.98% | 89.01% | 88.87% | 88.26% | 91.29% |
| avg mortgage rate | 4.92% | 4.65% | 3.87% | 3.98% | 4.46% | 4.14% | 3.95% | 4.13% |
| % 15 year fixed mortgage | 9.32% | 11.08% | 11.55% | 11.80% | 8.83% | 8.90% | 9.53% | 6.18% |
| avg mortgage rate | 4.33% | 3.90% | 3.13% | 3.07% | 3.45% | 3.26% | 3.09% | 3.35% |
| Avg credit score | 764.20 | 761.60 | 761.12 | 757.85 | 754.42 | 752.43 | 748.57 | 751.22 |
| Avg LTV (loan to value) | 77.20% | 78.49% | 79.82% | 81.45% | 83.49% | 83.86% | 84.12% | 83.42% |
| Avg DTI (debt to income) | 32.79 | 32.24 | 32.15 | 32.33 | 33.37 | 33.33 | 33.62 | 34.22 |
| % First time homebuyer | 31.76% | 28.14% | 28.93% | 30.41% | 35.89% | 36.48% | 33.02% | 35.11% |
| Avg mortgage insurance % | 4.91% | 6.71% | 8.10% | 10.41% | 12.99% | 14.10% | 14.15% | 13.27% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Ontario, Ohio 44862
If you’re looking to buy a new home in Ontario, we have compiled a list of the leading mortgage brokers around Ontario, Ohio 44862 to help you with your search.
Name
Address
Contact
OneMain Financial
2164 Walker Lake Rd
Ontario OH 44862
(419) 529-8868
http://branches.onemainfinancial.com/oh/ontario/2164-walker-lake-rd.html
Resmae Mortgage
1225 Home Rd N
Ontario OH 44862
(419) 525-4912
Onemain Financial
1770 W 4th St
Ontario OH 44862
(419) 529-8868
http://www.onemainfinancial.com
American Eagle Mortgage Corporation
2068 W 4th St
Ontario OH 44862
(419) 756-7598
Ohio Executive Mortgage
1641 Park Ave W
Ontario OH 44862
(419) 529-6594
Address
2164 Walker Lake Rd
Ontario OH
Contact
(419) 529-8868
http://branches.onemainfinancial.com/oh/ontario/2164-walker-lake-rd.html
Address
1225 Home Rd N
Ontario OH
Contact
(419) 525-4912
Address
1770 W 4th St
Ontario OH
Contact
(419) 529-8868
http://www.onemainfinancial.com