Compare Today’s Mortgage Rates for Osgood, Ohio
Pureloan searches mortgage lenders and major banks in Osgood, Ohio 45351 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $5,581 or $16 / month is expected in Osgood and other areas of Darke county.
Pureloan’s search engine explores all home mortgage options in Osgood, Ohio 45351, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
Summary of Average Mortgage Terms in Osgood, Ohio 45351


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Interactive Mortgage Rate Projections for Osgood, OH
To forecast and predict mortgage rates in Osgood, OH 45351, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Osgood, Ohio 45351 from 2014 - 2021
We have compiled mortgage rate charts for home loans in Osgood, Ohio and around Darke county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | |
---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 85.80% | 81.55% | 82.21% | 82.91% | 84.66% | 85.22% | 82.63% | 82.19% |
avg mortgage rate | 4.92% | 4.63% | 3.88% | 3.98% | 4.44% | 4.09% | 3.89% | 4.10% |
% 15 year fixed mortgage | 10.24% | 12.24% | 14.61% | 14.43% | 11.46% | 11.40% | 13.40% | 12.72% |
avg mortgage rate | 4.36% | 3.91% | 3.16% | 3.10% | 3.43% | 3.22% | 3.02% | 3.17% |
Avg credit score | 765.84 | 764.52 | 764.45 | 762.59 | 756.61 | 756.54 | 755.53 | 751.72 |
Avg LTV (loan to value) | 76.46% | 77.83% | 79.37% | 80.38% | 82.24% | 82.48% | 82.24% | 81.48% |
Avg DTI (debt to income) | 31.16 | 30.64 | 30.04 | 30.81 | 32.46 | 33.09 | 32.60 | 34.24 |
% First time homebuyer | 25.29% | 25.14% | 21.70% | 22.37% | 27.91% | 29.67% | 29.67% | 27.54% |
Avg mortgage insurance % | 5.12% | 6.81% | 8.86% | 10.34% | 12.91% | 13.49% | 12.98% | 12.50% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Osgood, Ohio 45351
If you’re looking to buy a new home in Osgood, we have compiled a list of the leading mortgage brokers around Osgood, Ohio 45351 to help you with your search.
Springleaf Financial Services
987 E Ash St
Piqua OH 45351
(937) 773-1047
https://www.springleaf.com/branches/OH/Piqua/45356/656
American Mortgage Service Co.
106 W Ash St
Piqua OH 45351
(937) 615-9276
webmaster@americanmortgage.com
Ohio Auto Loan Services, Inc.
1292 E Ash St
Piqua OH 45351
(937) 451-8952
http://www.Ohio514CASH.com
S & W Property Evaluations
220 W Greene St
Piqua OH 45351
(937) 214-2259
Beneficial Mortgage
987 E Ash St
Piqua OH 45351
(937) 773-4386
http://www.beneficial.com
Address
987 E Ash St
Piqua OH
Contact
(937) 773-1047
https://www.springleaf.com/branches/OH/Piqua/45356/656
Address
106 W Ash St
Piqua OH
Contact
(937) 615-9276
webmaster@americanmortgage.com
Address
1292 E Ash St
Piqua OH
Contact
(937) 451-8952
http://www.Ohio514CASH.com