Compare Today’s Mortgage Rates for Ottawa, Ohio
Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Ottawa, Ohio 45875. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $8,797 or $24 / month in Ottawa and other areas of Putnam county.
Our search engine explores all home mortgage options in Ottawa, Ohio 45875, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
Summary of Average Mortgage Terms in Ottawa, Ohio 45875
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Ottawa, OH
To forecast and predict mortgage rates in Ottawa, OH 45875, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Ottawa, Ohio 45875 from 2014 - 2021
We have compiled mortgage rate charts for home loans in Ottawa, Ohio and around Putnam county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 85.80% | 81.55% | 82.21% | 82.91% | 84.66% | 85.22% | 82.63% | 82.19% |
| avg mortgage rate | 4.92% | 4.63% | 3.88% | 3.98% | 4.44% | 4.09% | 3.89% | 4.10% |
| % 15 year fixed mortgage | 10.24% | 12.24% | 14.61% | 14.43% | 11.46% | 11.40% | 13.40% | 12.72% |
| avg mortgage rate | 4.36% | 3.91% | 3.16% | 3.10% | 3.43% | 3.22% | 3.02% | 3.17% |
| Avg credit score | 765.84 | 764.52 | 764.45 | 762.59 | 756.61 | 756.54 | 755.53 | 751.72 |
| Avg LTV (loan to value) | 76.46% | 77.83% | 79.37% | 80.38% | 82.24% | 82.48% | 82.24% | 81.48% |
| Avg DTI (debt to income) | 31.16 | 30.64 | 30.04 | 30.81 | 32.46 | 33.09 | 32.60 | 34.24 |
| % First time homebuyer | 25.29% | 25.14% | 21.70% | 22.37% | 27.91% | 29.67% | 29.67% | 27.54% |
| Avg mortgage insurance % | 5.12% | 6.81% | 8.86% | 10.34% | 12.91% | 13.49% | 12.98% | 12.50% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Ottawa, Ohio 45875
If you’re looking to buy a new home in Ottawa, we have compiled a list of the leading mortgage brokers around Ottawa, Ohio 45875 to help you with your search.
Name
Address
Contact
Hometown Mortgage Lending Co.
343 E Main St
Ottawa OH 45875
(419) 523-3237
Ag Credit
315 W Williamstown Rd
Ottawa OH 45875
(419) 523-6677
kschnipke@agcredit.net
Hometown Mortgage Lending Co.
111 S Main St
Saint Marys OH 45875
(419) 394-9110
Trans-America Mortgage
10988 State Route 364
Saint Marys OH 45875
(419) 394-3762
Address
343 E Main St
Ottawa OH
Contact
(419) 523-3237
Address
315 W Williamstown Rd
Ottawa OH
Contact
(419) 523-6677
kschnipke@agcredit.net
Address
111 S Main St
Saint Marys OH
Contact
(419) 394-9110