Compare Today’s Mortgage Rates for Ottawa, Ohio

Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Ottawa, Ohio 45875. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $8,797 or $24 / month in Ottawa and other areas of Putnam county.

Our search engine explores all home mortgage options in Ottawa, Ohio 45875, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Ottawa, Ohio 45875

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Ottawa, OH

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Ottawa, OH 45875, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Ottawa, OH

Historical Mortgage Rates for Ottawa, Ohio 45875 from 2014 - 2021

We have compiled mortgage rate charts for home loans in Ottawa, Ohio and around Putnam county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed mortgage 85.80% 81.55% 82.21% 82.91% 84.66% 85.22% 82.63% 82.19%
avg mortgage rate 4.92% 4.63% 3.88% 3.98% 4.44% 4.09% 3.89% 4.10%
% 15 year fixed mortgage 10.24% 12.24% 14.61% 14.43% 11.46% 11.40% 13.40% 12.72%
avg mortgage rate 4.36% 3.91% 3.16% 3.10% 3.43% 3.22% 3.02% 3.17%
Avg credit score 765.84 764.52 764.45 762.59 756.61 756.54 755.53 751.72
Avg LTV (loan to value) 76.46% 77.83% 79.37% 80.38% 82.24% 82.48% 82.24% 81.48%
Avg DTI (debt to income) 31.16 30.64 30.04 30.81 32.46 33.09 32.60 34.24
% First time homebuyer 25.29% 25.14% 21.70% 22.37% 27.91% 29.67% 29.67% 27.54%
Avg mortgage insurance % 5.12% 6.81% 8.86% 10.34% 12.91% 13.49% 12.98% 12.50%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Ottawa, Ohio 45875

If you’re looking to buy a new home in Ottawa, we have compiled a list of the leading mortgage brokers around Ottawa, Ohio 45875 to help you with your search.

Name
Address
Contact

Hometown Mortgage Lending Co.

343 E Main St

Ottawa OH 45875

(419) 523-3237

Ag Credit

315 W Williamstown Rd

Ottawa OH 45875

(419) 523-6677

kschnipke@agcredit.net

Hometown Mortgage Lending Co.

111 S Main St

Saint Marys OH 45875

(419) 394-9110

Trans-America Mortgage

10988 State Route 364

Saint Marys OH 45875

(419) 394-3762

Address

343 E Main St

Ottawa OH

Contact

(419) 523-3237

Address

315 W Williamstown Rd

Ottawa OH

Contact

(419) 523-6677

kschnipke@agcredit.net

Address

111 S Main St

Saint Marys OH

Contact

(419) 394-9110