Compare Today’s Mortgage Rates for Oxford, Ohio

Pureloan searches mortgage lenders and major banks in Oxford, Ohio 45056 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $5,523 or $15 / month is expected in Oxford and other areas of Butler county.

Pureloan’s search engine explores all home mortgage options in Oxford, Ohio 45056, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Oxford, Ohio 45056

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Oxford, OH

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Oxford, OH 45056, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Oxford, OH

Historical Mortgage Rates for Oxford, Ohio 45056 from 2013 - 2020

We have compiled mortgage rate charts for home loans in Oxford, Ohio and around Butler county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 85.80% 81.55% 82.21% 82.91% 84.66% 85.22% 82.63% 82.19%
avg mortgage rate 4.92% 4.63% 3.88% 3.98% 4.44% 4.09% 3.89% 4.10%
% 15 year fixed mortgage 10.24% 12.24% 14.61% 14.43% 11.46% 11.40% 13.40% 12.72%
avg mortgage rate 4.36% 3.91% 3.16% 3.10% 3.43% 3.22% 3.02% 3.17%
Avg credit score 765.84 764.52 764.45 762.59 756.61 756.54 755.53 751.72
Avg LTV (loan to value) 76.46% 77.83% 79.37% 80.38% 82.24% 82.48% 82.24% 81.48%
Avg DTI (debt to income) 31.16 30.64 30.04 30.81 32.46 33.09 32.60 34.24
% First time homebuyer 25.29% 25.14% 21.70% 22.37% 27.91% 29.67% 29.67% 27.54%
Avg mortgage insurance % 5.12% 6.81% 8.86% 10.34% 12.91% 13.49% 12.98% 12.50%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Oxford, Ohio 45056

If you’re looking to buy a new home in Oxford, we have compiled a list of the leading mortgage brokers around Oxford, Ohio 45056 to help you with your search.

Name
Address
Contact

Patterson Finance Co.

6163 Contreras Rd

Oxford OH 45056

(513) 523-1545

Ameri Commercial Capital

133 Hilltop Rd

Oxford OH 45056

(513) 524-5111

rbuxton@americommercialcapital.com

Park Place Real Estate Management

12 W Park Pl

Oxford OH 45056

(513) 523-2015

propertymanager@parkplacerealestate.net

Premiere Service Mortgage Corporation

6266 Centre Park Dr

West Chester OH 45056

(513) 546-9895

Mariner Finance

7856 Cox Rd

West Chester OH 45056

(513) 847-8430

Address

6163 Contreras Rd

Oxford OH

Contact

(513) 523-1545

Address

133 Hilltop Rd

Oxford OH

Contact

(513) 524-5111

rbuxton@americommercialcapital.com

Address

12 W Park Pl

Oxford OH

Contact

(513) 523-2015

propertymanager@parkplacerealestate.net

News on Mortgages and Reverse Mortgages for Oxford, Ohio 45056