Compare Today’s Mortgage Rates for Oxford, Ohio
Pureloan searches mortgage lenders and major banks in Oxford, Ohio 45056 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $14,965 or $42 / month is expected in Oxford and other areas of Butler county.
Pureloan’s search engine explores all home mortgage options in Oxford, Ohio 45056, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
Summary of Average Mortgage Terms in Oxford, Ohio 45056


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Interactive Mortgage Rate Projections for Oxford, OH
To forecast and predict mortgage rates in Oxford, OH 45056, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Oxford, Ohio 45056 from 2014 - 2021
We have compiled mortgage rate charts for home loans in Oxford, Ohio and around Butler county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | |
---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 85.80% | 81.55% | 82.21% | 82.91% | 84.66% | 85.22% | 82.63% | 82.19% |
avg mortgage rate | 4.92% | 4.63% | 3.88% | 3.98% | 4.44% | 4.09% | 3.89% | 4.10% |
% 15 year fixed mortgage | 10.24% | 12.24% | 14.61% | 14.43% | 11.46% | 11.40% | 13.40% | 12.72% |
avg mortgage rate | 4.36% | 3.91% | 3.16% | 3.10% | 3.43% | 3.22% | 3.02% | 3.17% |
Avg credit score | 765.84 | 764.52 | 764.45 | 762.59 | 756.61 | 756.54 | 755.53 | 751.72 |
Avg LTV (loan to value) | 76.46% | 77.83% | 79.37% | 80.38% | 82.24% | 82.48% | 82.24% | 81.48% |
Avg DTI (debt to income) | 31.16 | 30.64 | 30.04 | 30.81 | 32.46 | 33.09 | 32.60 | 34.24 |
% First time homebuyer | 25.29% | 25.14% | 21.70% | 22.37% | 27.91% | 29.67% | 29.67% | 27.54% |
Avg mortgage insurance % | 5.12% | 6.81% | 8.86% | 10.34% | 12.91% | 13.49% | 12.98% | 12.50% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Oxford, Ohio 45056
If you’re looking to buy a new home in Oxford, we have compiled a list of the leading mortgage brokers around Oxford, Ohio 45056 to help you with your search.
Patterson Finance Co.
6163 Contreras Rd
Oxford OH 45056
(513) 523-1545
Ameri Commercial Capital
133 Hilltop Rd
Oxford OH 45056
(513) 524-5111
rbuxton@americommercialcapital.com
Park Place Real Estate Management
12 W Park Pl
Oxford OH 45056
(513) 523-2015
propertymanager@parkplacerealestate.net
Premiere Service Mortgage Corporation
6266 Centre Park Dr
West Chester OH 45056
(513) 546-9895
Mariner Finance
7856 Cox Rd
West Chester OH 45056
(513) 847-8430
Address
6163 Contreras Rd
Oxford OH
Contact
(513) 523-1545
Address
133 Hilltop Rd
Oxford OH
Contact
(513) 524-5111
rbuxton@americommercialcapital.com
Address
12 W Park Pl
Oxford OH
Contact
(513) 523-2015
propertymanager@parkplacerealestate.net