Compare Today’s Mortgage Rates for Payne, Ohio

Pureloan searches mortgage lenders and major banks in Payne, Ohio 45880 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $1,830 or $5 / month is expected in Payne and other areas of Paulding county.

Pureloan’s search engine explores all home mortgage options in Payne, Ohio 45880, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Payne, Ohio 45880

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Payne, OH

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Payne, OH 45880, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Payne, OH

Historical Mortgage Rates for Payne, Ohio 45880 from 2013 - 2020

We have compiled mortgage rate charts for home loans in Payne, Ohio and around Paulding county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 85.80% 81.55% 82.21% 82.91% 84.66% 85.22% 82.63% 82.19%
avg mortgage rate 4.92% 4.63% 3.88% 3.98% 4.44% 4.09% 3.89% 4.10%
% 15 year fixed mortgage 10.24% 12.24% 14.61% 14.43% 11.46% 11.40% 13.40% 12.72%
avg mortgage rate 4.36% 3.91% 3.16% 3.10% 3.43% 3.22% 3.02% 3.17%
Avg credit score 765.84 764.52 764.45 762.59 756.61 756.54 755.53 751.72
Avg LTV (loan to value) 76.46% 77.83% 79.37% 80.38% 82.24% 82.48% 82.24% 81.48%
Avg DTI (debt to income) 31.16 30.64 30.04 30.81 32.46 33.09 32.60 34.24
% First time homebuyer 25.29% 25.14% 21.70% 22.37% 27.91% 29.67% 29.67% 27.54%
Avg mortgage insurance % 5.12% 6.81% 8.86% 10.34% 12.91% 13.49% 12.98% 12.50%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Payne, Ohio 45880

If you’re looking to buy a new home in Payne, we have compiled a list of the leading mortgage brokers around Payne, Ohio 45880 to help you with your search.

Name
Address
Contact

Hometown Mortgage Lending Co.

111 S Main St

Saint Marys OH 45880

(419) 394-9110

Trans-America Mortgage

10988 State Route 364

Saint Marys OH 45880

(419) 394-3762

Address

111 S Main St

Saint Marys OH

Contact

(419) 394-9110

Address

10988 State Route 364

Saint Marys OH

Contact

(419) 394-3762

News on Mortgages and Reverse Mortgages for Payne, Ohio 45880