Compare Today’s Mortgage Rates for Phillipsburg, Ohio

Pureloan searches mortgage lenders and major banks in Phillipsburg, Ohio 45354 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $1,715 or $5 / month is expected in Phillipsburg and other areas of Montgomery county.

Pureloan’s search engine explores all home mortgage options in Phillipsburg, Ohio 45354, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Phillipsburg, Ohio 45354

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Phillipsburg, OH

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Phillipsburg, OH 45354, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Phillipsburg, OH

Historical Mortgage Rates for Phillipsburg, Ohio 45354 from 2013 - 2020

We have compiled mortgage rate charts for home loans in Phillipsburg, Ohio and around Montgomery county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 85.80% 81.55% 82.21% 82.91% 84.66% 85.22% 82.63% 82.19%
avg mortgage rate 4.92% 4.63% 3.88% 3.98% 4.44% 4.09% 3.89% 4.10%
% 15 year fixed mortgage 10.24% 12.24% 14.61% 14.43% 11.46% 11.40% 13.40% 12.72%
avg mortgage rate 4.36% 3.91% 3.16% 3.10% 3.43% 3.22% 3.02% 3.17%
Avg credit score 765.84 764.52 764.45 762.59 756.61 756.54 755.53 751.72
Avg LTV (loan to value) 76.46% 77.83% 79.37% 80.38% 82.24% 82.48% 82.24% 81.48%
Avg DTI (debt to income) 31.16 30.64 30.04 30.81 32.46 33.09 32.60 34.24
% First time homebuyer 25.29% 25.14% 21.70% 22.37% 27.91% 29.67% 29.67% 27.54%
Avg mortgage insurance % 5.12% 6.81% 8.86% 10.34% 12.91% 13.49% 12.98% 12.50%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Phillipsburg, Ohio 45354

If you’re looking to buy a new home in Phillipsburg, we have compiled a list of the leading mortgage brokers around Phillipsburg, Ohio 45354 to help you with your search.

Name
Address
Contact

Springleaf Financial Services

987 E Ash St

Piqua OH 45354

(937) 773-1047

https://www.springleaf.com/branches/OH/Piqua/45356/656

American Mortgage Service Co.

106 W Ash St

Piqua OH 45354

(937) 615-9276

webmaster@americanmortgage.com

Ohio Auto Loan Services, Inc.

1292 E Ash St

Piqua OH 45354

(937) 451-8952

http://www.Ohio514CASH.com

S & W Property Evaluations

220 W Greene St

Piqua OH 45354

(937) 214-2259

Beneficial Mortgage

987 E Ash St

Piqua OH 45354

(937) 773-4386

http://www.beneficial.com

Address

987 E Ash St

Piqua OH

Contact

(937) 773-1047

https://www.springleaf.com/branches/OH/Piqua/45356/656

Address

106 W Ash St

Piqua OH

Contact

(937) 615-9276

webmaster@americanmortgage.com

Address

1292 E Ash St

Piqua OH

Contact

(937) 451-8952

http://www.Ohio514CASH.com

News on Mortgages and Reverse Mortgages for Phillipsburg, Ohio 45354