Compare Today’s Mortgage Rates for Pleasant Hill, Ohio
Pureloan searches mortgage lenders and major banks in Pleasant Hill, Ohio 45359 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $7,640 or $21 / month is expected in Pleasant Hill and other areas of Miami county.
Pureloan’s search engine explores all home mortgage options in Pleasant Hill, Ohio 45359, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
Summary of Average Mortgage Terms in Pleasant Hill, Ohio 45359
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Interactive Mortgage Rate Projections for Pleasant Hill, OH
To forecast and predict mortgage rates in Pleasant Hill, OH 45359, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Pleasant Hill, Ohio 45359 from 2014 - 2021
We have compiled mortgage rate charts for home loans in Pleasant Hill, Ohio and around Miami county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 85.80% | 81.55% | 82.21% | 82.91% | 84.66% | 85.22% | 82.63% | 82.19% |
| avg mortgage rate | 4.92% | 4.63% | 3.88% | 3.98% | 4.44% | 4.09% | 3.89% | 4.10% |
| % 15 year fixed mortgage | 10.24% | 12.24% | 14.61% | 14.43% | 11.46% | 11.40% | 13.40% | 12.72% |
| avg mortgage rate | 4.36% | 3.91% | 3.16% | 3.10% | 3.43% | 3.22% | 3.02% | 3.17% |
| Avg credit score | 765.84 | 764.52 | 764.45 | 762.59 | 756.61 | 756.54 | 755.53 | 751.72 |
| Avg LTV (loan to value) | 76.46% | 77.83% | 79.37% | 80.38% | 82.24% | 82.48% | 82.24% | 81.48% |
| Avg DTI (debt to income) | 31.16 | 30.64 | 30.04 | 30.81 | 32.46 | 33.09 | 32.60 | 34.24 |
| % First time homebuyer | 25.29% | 25.14% | 21.70% | 22.37% | 27.91% | 29.67% | 29.67% | 27.54% |
| Avg mortgage insurance % | 5.12% | 6.81% | 8.86% | 10.34% | 12.91% | 13.49% | 12.98% | 12.50% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Pleasant Hill, Ohio 45359
If you’re looking to buy a new home in Pleasant Hill, we have compiled a list of the leading mortgage brokers around Pleasant Hill, Ohio 45359 to help you with your search.
American Budget Co.
671 N Vandemark Rd
Sidney OH 45359
(937) 492-1291
http://americanbudgetcompany.com
Western Ohio Mortgage
733 Fair Rd
Sidney OH 45359
(937) 497-9662
lje@westernohiomortgage.com
FAA Vortac
6333 Tawawa Maplewood Rd
Sidney OH 45359
(937) 492-3501
Wells Fargo Home Mortgage
211 N Ohio Ave
Sidney OH 45359
(937) 492-6380
http://www.wellsfargo.com/mortgage/
Loanmax Title Loans
900 S Patterson Blvd
Dayton OH 45359
(937) 269-0120
https://www.loanmaxtitleloans.net/Locations/OHIO/Dayton/900-S-Patterson-Blvd
Address
671 N Vandemark Rd
Sidney OH
Contact
(937) 492-1291
http://americanbudgetcompany.com
Address
733 Fair Rd
Sidney OH
Contact
(937) 497-9662
lje@westernohiomortgage.com
Address
6333 Tawawa Maplewood Rd
Sidney OH
Contact
(937) 492-3501