Compare Today’s Mortgage Rates for Racine, Ohio
Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Racine, Ohio 45771. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $4,975 or $14 / month in Racine and other areas of Meigs county.
Our search engine explores all home mortgage options in Racine, Ohio 45771, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
Summary of Average Mortgage Terms in Racine, Ohio 45771


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Interactive Mortgage Rate Projections for Racine, OH
To forecast and predict mortgage rates in Racine, OH 45771, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Racine, Ohio 45771 from 2014 - 2021
We have compiled mortgage rate charts for home loans in Racine, Ohio and around Meigs county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | |
---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 85.80% | 81.55% | 82.21% | 82.91% | 84.66% | 85.22% | 82.63% | 82.19% |
avg mortgage rate | 4.92% | 4.63% | 3.88% | 3.98% | 4.44% | 4.09% | 3.89% | 4.10% |
% 15 year fixed mortgage | 10.24% | 12.24% | 14.61% | 14.43% | 11.46% | 11.40% | 13.40% | 12.72% |
avg mortgage rate | 4.36% | 3.91% | 3.16% | 3.10% | 3.43% | 3.22% | 3.02% | 3.17% |
Avg credit score | 765.84 | 764.52 | 764.45 | 762.59 | 756.61 | 756.54 | 755.53 | 751.72 |
Avg LTV (loan to value) | 76.46% | 77.83% | 79.37% | 80.38% | 82.24% | 82.48% | 82.24% | 81.48% |
Avg DTI (debt to income) | 31.16 | 30.64 | 30.04 | 30.81 | 32.46 | 33.09 | 32.60 | 34.24 |
% First time homebuyer | 25.29% | 25.14% | 21.70% | 22.37% | 27.91% | 29.67% | 29.67% | 27.54% |
Avg mortgage insurance % | 5.12% | 6.81% | 8.86% | 10.34% | 12.91% | 13.49% | 12.98% | 12.50% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Racine, Ohio 45771
If you’re looking to buy a new home in Racine, we have compiled a list of the leading mortgage brokers around Racine, Ohio 45771 to help you with your search.
OneMain Financial
1924 Tiffin Ave
Findlay OH 45771
(419) 423-0615
http://branches.onemainfinancial.com/oh/findlay/1924-tiffin-ave.html
Springleaf Financial Services
1777 Tiffin Ave
Findlay OH 45771
(419) 422-7885
compliancehelpline@slfs.com
Check 'n Go
2023 Tiffin Ave
Findlay OH 45771
(419) 423-0000
comments@checkngo.com
Loanmax Title Loans
2121 Tiffin Ave
Findlay OH 45771
(419) 434-1390
questions@checksmart.com
American Loan
227 N Main St
Findlay OH 45771
(419) 427-5626
http://www.americanloanmortgage.com
Address
1924 Tiffin Ave
Findlay OH
Contact
(419) 423-0615
http://branches.onemainfinancial.com/oh/findlay/1924-tiffin-ave.html
Address
1777 Tiffin Ave
Findlay OH
Contact
(419) 422-7885
compliancehelpline@slfs.com
Address
2023 Tiffin Ave
Findlay OH
Contact
(419) 423-0000
comments@checkngo.com