Compare Today’s Mortgage Rates for Richfield, Ohio
Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Richfield, Ohio 44286. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $17,507 or $49 / month in Richfield and surrounding areas of Summit county.
Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Richfield, Ohio 44286.
Summary of Average Mortgage Terms in Richfield, Ohio 44286
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Richfield, OH
To forecast and predict mortgage rates in Richfield, OH 44286, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Richfield, Ohio 44286 from 2014 - 2021
We have compiled mortgage rate charts for home loans in Richfield, Ohio and around Summit county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 88.10% | 86.11% | 84.29% | 84.98% | 89.01% | 88.87% | 88.26% | 91.29% |
| avg mortgage rate | 4.92% | 4.65% | 3.87% | 3.98% | 4.46% | 4.14% | 3.95% | 4.13% |
| % 15 year fixed mortgage | 9.32% | 11.08% | 11.55% | 11.80% | 8.83% | 8.90% | 9.53% | 6.18% |
| avg mortgage rate | 4.33% | 3.90% | 3.13% | 3.07% | 3.45% | 3.26% | 3.09% | 3.35% |
| Avg credit score | 764.20 | 761.60 | 761.12 | 757.85 | 754.42 | 752.43 | 748.57 | 751.22 |
| Avg LTV (loan to value) | 77.20% | 78.49% | 79.82% | 81.45% | 83.49% | 83.86% | 84.12% | 83.42% |
| Avg DTI (debt to income) | 32.79 | 32.24 | 32.15 | 32.33 | 33.37 | 33.33 | 33.62 | 34.22 |
| % First time homebuyer | 31.76% | 28.14% | 28.93% | 30.41% | 35.89% | 36.48% | 33.02% | 35.11% |
| Avg mortgage insurance % | 4.91% | 6.71% | 8.10% | 10.41% | 12.99% | 14.10% | 14.15% | 13.27% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Richfield, Ohio 44286
If you’re looking to buy a new home in Richfield, we have compiled a list of the leading mortgage brokers around Richfield, Ohio 44286 to help you with your search.
Name
Address
Contact
Novastar Mortgages
4059 Kinross Lakes Pkwy
Richfield OH 44286
(330) 523-3300
http://novastar.com
Countrywide Funding
3250 W Market St
Fairlawn OH 44286
(330) 864-8373
Interstate Lending
68 Baker Blvd
Fairlawn OH 44286
(330) 835-4195
American Eagle Mortgage
3631 Brookwall Dr
Fairlawn OH 44286
(330) 668-9722
http://www.broadviewhomeloans.com
Gold Star Mtg Financial Group
150 N Miller Rd
Fairlawn OH 44286
(234) 571-2018
http://goldstarfinancial.com
Address
4059 Kinross Lakes Pkwy
Richfield OH
Contact
(330) 523-3300
http://novastar.com
Address
3250 W Market St
Fairlawn OH
Contact
(330) 864-8373
Address
68 Baker Blvd
Fairlawn OH
Contact
(330) 835-4195