Compare Today’s Mortgage Rates in Richmond, Ohio 43944
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Richmond, Ohio 43944.
Our search engine thoroughly explores all home mortgage options in Richmond, Ohio 43944, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $7,536 in lifetime cash or $21 per month in Richmond and other areas of Jefferson county.
Summary of Average Mortgages in Richmond, Ohio 43944
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Interactive Mortgage Rate Projections for Richmond, Ohio 43944
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Richmond, OH 43944. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Richmond, Ohio 43944 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Richmond, Ohio and around Jefferson county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 95.10% | 93.65% | 94.44% | 92.96% | 91.63% | 89.61% | 90.05% | 88.65% | 87.22% |
avg mortgage rate | 6.40% | 4.60% | 3.02% | 3.34% | 4.32% | 4.59% | 4.15% | 3.88% | 4.07% |
% 15 year fixed mortgage | 3.59% | 5.12% | 4.56% | 5.36% | 6.28% | 7.58% | 7.13% | 8.73% | 10.22% |
avg mortgage rate | 5.48% | 3.52% | 2.37% | 2.79% | 3.67% | 3.93% | 3.32% | 2.99% | 3.18% |
Avg credit score | 759.18 | 757.20 | 757.08 | 761.92 | 753.29 | 755.87 | 751.54 | 750.82 | 754.37 |
Avg LTV (loan to value) | 81.31% | 82.18% | 83.41% | 83.83% | 82.92% | 81.55% | 82.00% | 83.23% | 83.13% |
Avg DTI (debt to income) | 38.26 | 36.00 | 34.17 | 34.36 | 35.19 | 35.28 | 34.52 | 33.48 | 32.97 |
% First time homebuyer | 49.26% | 42.35% | 42.18% | 42.90% | 41.01% | 34.01% | 34.64% | 32.54% | 34.95% |
Avg mortgage insurance % | 13.48% | 13.51% | 13.87% | 14.11% | 13.28% | 11.90% | 12.24% | 13.76% | 13.81% |
Best Mortgage Brokers around Richmond, Ohio 43944
For those searching for a new home in Richmond, we have compiled a list of the top mortgage brokers located in and around Richmond, Ohio 43944 to assist you with your search.
National Cash Advance
4213 Mall Dr
Steubenville OH 43944
(740) 264-4485
https://www.nationalcashadvance.com/locations/details/store-6952/OH/43952/40.3694146/-80.6734353/4213-Mall-Dr/Steubenville
Springleaf Financial Services
3913 Sunset Blvd
Steubenville OH 43944
(740) 264-1678
compliancehelpline@slfs.com
Loanmax Title Loans
211 N 4th St
Steubenville OH 43944
(740) 314-4848
https://www.loanmaxtitleloans.net/Locations/OHIO/Steubenville/211-N-4th-St
Onemain Financial
4238 Sunset Blvd
Steubenville OH 43944
(740) 266-2131
http://onemainfinancial.com/
Steel Valley Mortgage
2198 Sunset Blvd
Steubenville OH 43944
(740) 264-1133
Address
4213 Mall Dr
Steubenville OH
Contact
(740) 264-4485
https://www.nationalcashadvance.com/locations/details/store-6952/OH/43952/40.3694146/-80.6734353/4213-Mall-Dr/Steubenville
Address
3913 Sunset Blvd
Steubenville OH
Contact
(740) 264-1678
compliancehelpline@slfs.com
Address
211 N 4th St
Steubenville OH
Contact
(740) 314-4848
https://www.loanmaxtitleloans.net/Locations/OHIO/Steubenville/211-N-4th-St