Compare Today’s Mortgage Rates for Richwood, Ohio
Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Richwood, Ohio 43344. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $7,640 or $21 / month in Richwood and surrounding areas of Union county.
Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Richwood, Ohio 43344.
Summary of Average Mortgage Terms in Richwood, Ohio 43344
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Interactive Mortgage Rate Projections for Richwood, OH
To forecast and predict mortgage rates in Richwood, OH 43344, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Richwood, Ohio 43344 from 2014 - 2021
We have compiled mortgage rate charts for home loans in Richwood, Ohio and around Union county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 88.24% | 86.25% | 86.66% | 87.86% | 89.76% | 87.38% | 88.76% | 90.06% |
| avg mortgage rate | 4.89% | 4.64% | 3.84% | 3.96% | 4.43% | 4.08% | 3.88% | 4.11% |
| % 15 year fixed mortgage | 8.66% | 10.58% | 10.21% | 9.35% | 7.71% | 10.07% | 8.69% | 7.16% |
| avg mortgage rate | 4.36% | 3.86% | 3.11% | 3.10% | 3.48% | 3.19% | 2.99% | 3.27% |
| Avg credit score | 762.57 | 763.05 | 762.45 | 761.54 | 756.03 | 754.16 | 750.83 | 751.37 |
| Avg LTV (loan to value) | 77.62% | 79.07% | 80.74% | 82.48% | 84.02% | 83.27% | 83.30% | 81.85% |
| Avg DTI (debt to income) | 31.92 | 31.47 | 30.64 | 31.68 | 32.78 | 33.07 | 33.51 | 34.38 |
| % First time homebuyer | 25.84% | 28.65% | 24.92% | 26.72% | 32.51% | 34.85% | 32.44% | 33.83% |
| Avg mortgage insurance % | 5.98% | 7.87% | 9.80% | 11.97% | 14.71% | 13.97% | 13.84% | 12.13% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Richwood, Ohio 43344
If you’re looking to buy a new home in Richwood, we have compiled a list of the leading mortgage brokers around Richwood, Ohio 43344 to help you with your search.
OneMain Financial
1107 Mount Vernon Ave
Marion OH 43344
(740) 389-6325
http://branches.onemainfinancial.com/oh/marion/1107-mount-vernon-avenue.html
American Eagle Mortgage
606 E Center St
Marion OH 43344
(740) 383-1011
http://aehomeloans.com
Concord Mortgage Group
515 1/2 E Center St
Marion OH 43344
(740) 375-8737
candy@concordmg.com
Springleaf Financial Services
1330 Mount Vernon Ave
Marion OH 43344
(740) 389-5427
compliancehelpline@slfs.com
Loanmax Title Loans
1269 Delaware Ave
Marion OH 43344
(740) 692-4005
https://www.loanmaxtitleloans.net/Locations/OHIO/Marion/1269-Delaware-Ave
Address
1107 Mount Vernon Ave
Marion OH
Contact
(740) 389-6325
http://branches.onemainfinancial.com/oh/marion/1107-mount-vernon-avenue.html
Address
606 E Center St
Marion OH
Contact
(740) 383-1011
http://aehomeloans.com
Address
515 1/2 E Center St
Marion OH
Contact
(740) 375-8737
candy@concordmg.com