Compare Today’s Mortgage Rates in Saint Marys, Ohio 45885
Pureloan is a mortgage search engine dedicated to thoroughly searching major lenders and finding you the best mortgage rates in Saint Marys, Ohio 45885.
Whether you are seeking a fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, or conforming home mortgage, our search engine explores all the options in Saint Marys, Ohio 45885. For a 30-year fixed loan, our calculations show that you can expect to save up to $3,699 over the lifetime of your mortgage, which translates to a monthly savings of $10 in Saint Marys and other areas of Auglaize county.
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Summary of Average Mortgages in Saint Marys, Ohio 45885
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Saint Marys, Ohio 45885
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Saint Marys, OH 45885. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Saint Marys, Ohio 45885 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Saint Marys, Ohio and around Auglaize county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 94.75% | 90.59% | 89.18% | 87.18% | 84.28% | 80.83% | 82.88% | 81.47% | 80.55% |
| avg mortgage rate | 6.62% | 4.68% | 3.06% | 3.33% | 4.32% | 4.60% | 4.08% | 3.75% | 3.99% |
| % 15 year fixed mortgage | 2.62% | 7.07% | 8.51% | 9.99% | 12.46% | 13.97% | 13.31% | 14.57% | 15.63% |
| avg mortgage rate | 5.92% | 3.97% | 2.44% | 2.81% | 3.66% | 3.97% | 3.27% | 2.96% | 3.08% |
| Avg credit score | 736.80 | 740.16 | 762.71 | 751.98 | 753.04 | 750.31 | 757.21 | 746.79 | 753.65 |
| Avg LTV (loan to value) | 85.21% | 84.57% | 84.79% | 85.21% | 84.17% | 82.69% | 82.92% | 83.12% | 83.26% |
| Avg DTI (debt to income) | 34.49 | 33.80 | 32.61 | 31.81 | 32.28 | 31.60 | 31.56 | 30.92 | 29.96 |
| % First time homebuyer | 51.31% | 44.13% | 39.09% | 41.70% | 43.73% | 34.87% | 31.63% | 30.13% | 27.80% |
| Avg mortgage insurance % | 16.15% | 15.17% | 14.80% | 15.22% | 13.95% | 12.60% | 13.10% | 13.40% | 12.86% |
Best Mortgage Brokers around Saint Marys, Ohio 45885
For those searching for a new home in Saint Marys, we have compiled a list of the top mortgage brokers located in and around Saint Marys, Ohio 45885 to assist you with your search.
Name
Address
Contact
Trans-America Mortgage
10988 State Route 364
Saint Marys OH 45885
(419) 394-3762
Hometown Mortgage Lending Co.
111 S Main St
Saint Marys OH 45885
(419) 394-9110
Onemain Financial
112 N Market St
Van Wert OH 45885
(419) 238-2280
http://www.onemainfinancial.com/
Valued Services of Ohio
345 Town Center Blvd
Van Wert OH 45885
(419) 238-0253
Ag Credit
1195 Professional Dr
Van Wert OH 45885
(419) 238-6838
aaronstoller@agcredit.net
Address
10988 State Route 364
Saint Marys OH
Contact
(419) 394-3762
Address
111 S Main St
Saint Marys OH
Contact
(419) 394-9110
Address
112 N Market St
Van Wert OH
Contact
(419) 238-2280
http://www.onemainfinancial.com/