Compare Today’s Mortgage Rates for Sidney, Ohio
Pureloan searches mortgage lenders and major banks in Sidney, Ohio 45367 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $2,688 or $7 / month is expected in Sidney and other areas of Shelby county.
Pureloan’s search engine explores all home mortgage options in Sidney, Ohio 45367, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
Summary of Average Mortgage Terms in Sidney, Ohio 45367
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Sidney, OH
To forecast and predict mortgage rates in Sidney, OH 45367, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Sidney, Ohio 45367 from 2013 - 2020
We have compiled mortgage rate charts for home loans in Sidney, Ohio and around Shelby county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 85.80% | 81.55% | 82.21% | 82.91% | 84.66% | 85.22% | 82.63% | 82.19% |
| avg mortgage rate | 4.92% | 4.63% | 3.88% | 3.98% | 4.44% | 4.09% | 3.89% | 4.10% |
| % 15 year fixed mortgage | 10.24% | 12.24% | 14.61% | 14.43% | 11.46% | 11.40% | 13.40% | 12.72% |
| avg mortgage rate | 4.36% | 3.91% | 3.16% | 3.10% | 3.43% | 3.22% | 3.02% | 3.17% |
| Avg credit score | 765.84 | 764.52 | 764.45 | 762.59 | 756.61 | 756.54 | 755.53 | 751.72 |
| Avg LTV (loan to value) | 76.46% | 77.83% | 79.37% | 80.38% | 82.24% | 82.48% | 82.24% | 81.48% |
| Avg DTI (debt to income) | 31.16 | 30.64 | 30.04 | 30.81 | 32.46 | 33.09 | 32.60 | 34.24 |
| % First time homebuyer | 25.29% | 25.14% | 21.70% | 22.37% | 27.91% | 29.67% | 29.67% | 27.54% |
| Avg mortgage insurance % | 5.12% | 6.81% | 8.86% | 10.34% | 12.91% | 13.49% | 12.98% | 12.50% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Sidney, Ohio 45367
If you’re looking to buy a new home in Sidney, we have compiled a list of the leading mortgage brokers around Sidney, Ohio 45367 to help you with your search.
Name
Address
Contact
Wells Fargo Home Mortgage
211 N Ohio Ave
Sidney OH 45367
(937) 492-6380
http://www.wellsfargo.com/mortgage/
FAA Vortac
6333 Tawawa Maplewood Rd
Sidney OH 45367
(937) 492-3501
Western Ohio Mortgage
733 Fair Rd
Sidney OH 45367
(937) 497-9662
lje@westernohiomortgage.com
American Budget Co.
671 N Vandemark Rd
Sidney OH 45367
(937) 492-1291
http://americanbudgetcompany.com
MetLife Home Loans
1808 W Main St
Troy OH 45367
(937) 552-0958
mcobb2@metlife.com
Address
211 N Ohio Ave
Sidney OH
Contact
(937) 492-6380
http://www.wellsfargo.com/mortgage/
Address
6333 Tawawa Maplewood Rd
Sidney OH
Contact
(937) 492-3501
Address
733 Fair Rd
Sidney OH
Contact
(937) 497-9662
lje@westernohiomortgage.com