Compare Today’s Mortgage Rates for Smithfield, Ohio
Pureloan searches mortgage lenders and major banks in Smithfield, Ohio 43948 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $1,065 or $3 / month is expected in Smithfield and other areas of Jefferson county.
Pureloan’s search engine explores all home mortgage options in Smithfield, Ohio 43948, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
Summary of Average Mortgage Terms in Smithfield, Ohio 43948
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Interactive Mortgage Rate Projections for Smithfield, OH
To forecast and predict mortgage rates in Smithfield, OH 43948, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Smithfield, Ohio 43948 from 2013 - 2020
We have compiled mortgage rate charts for home loans in Smithfield, Ohio and around Jefferson county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 88.24% | 86.25% | 86.66% | 87.86% | 89.76% | 87.38% | 88.76% | 90.06% |
| avg mortgage rate | 4.89% | 4.64% | 3.84% | 3.96% | 4.43% | 4.08% | 3.88% | 4.11% |
| % 15 year fixed mortgage | 8.66% | 10.58% | 10.21% | 9.35% | 7.71% | 10.07% | 8.69% | 7.16% |
| avg mortgage rate | 4.36% | 3.86% | 3.11% | 3.10% | 3.48% | 3.19% | 2.99% | 3.27% |
| Avg credit score | 762.57 | 763.05 | 762.45 | 761.54 | 756.03 | 754.16 | 750.83 | 751.37 |
| Avg LTV (loan to value) | 77.62% | 79.07% | 80.74% | 82.48% | 84.02% | 83.27% | 83.30% | 81.85% |
| Avg DTI (debt to income) | 31.92 | 31.47 | 30.64 | 31.68 | 32.78 | 33.07 | 33.51 | 34.38 |
| % First time homebuyer | 25.84% | 28.65% | 24.92% | 26.72% | 32.51% | 34.85% | 32.44% | 33.83% |
| Avg mortgage insurance % | 5.98% | 7.87% | 9.80% | 11.97% | 14.71% | 13.97% | 13.84% | 12.13% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Smithfield, Ohio 43948
If you’re looking to buy a new home in Smithfield, we have compiled a list of the leading mortgage brokers around Smithfield, Ohio 43948 to help you with your search.
National Cash Advance
4213 Mall Dr
Steubenville OH 43948
(740) 264-4485
https://www.nationalcashadvance.com/locations/details/store-6952/OH/43952/40.3694146/-80.6734353/4213-Mall-Dr/Steubenville
Springleaf Financial Services
3913 Sunset Blvd
Steubenville OH 43948
(740) 264-1678
compliancehelpline@slfs.com
Loanmax Title Loans
211 N 4th St
Steubenville OH 43948
(740) 314-4848
https://www.loanmaxtitleloans.net/Locations/OHIO/Steubenville/211-N-4th-St
Onemain Financial
4238 Sunset Blvd
Steubenville OH 43948
(740) 266-2131
http://onemainfinancial.com/
Steel Valley Mortgage
2198 Sunset Blvd
Steubenville OH 43948
(740) 264-1133
Address
4213 Mall Dr
Steubenville OH
Contact
(740) 264-4485
https://www.nationalcashadvance.com/locations/details/store-6952/OH/43952/40.3694146/-80.6734353/4213-Mall-Dr/Steubenville
Address
3913 Sunset Blvd
Steubenville OH
Contact
(740) 264-1678
compliancehelpline@slfs.com
Address
211 N 4th St
Steubenville OH
Contact
(740) 314-4848
https://www.loanmaxtitleloans.net/Locations/OHIO/Steubenville/211-N-4th-St