Compare Today’s Mortgage Rates for Somerville, Ohio

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Somerville, Ohio 45064. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $5,441 or $15 / month in Somerville and surrounding areas of Butler county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Somerville, Ohio 45064.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Somerville, Ohio 45064

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Somerville, OH

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Somerville, OH 45064, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Somerville, OH

Historical Mortgage Rates for Somerville, Ohio 45064 from 2013 - 2020

We have compiled mortgage rate charts for home loans in Somerville, Ohio and around Butler county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 85.80% 81.55% 82.21% 82.91% 84.66% 85.22% 82.63% 82.19%
avg mortgage rate 4.92% 4.63% 3.88% 3.98% 4.44% 4.09% 3.89% 4.10%
% 15 year fixed mortgage 10.24% 12.24% 14.61% 14.43% 11.46% 11.40% 13.40% 12.72%
avg mortgage rate 4.36% 3.91% 3.16% 3.10% 3.43% 3.22% 3.02% 3.17%
Avg credit score 765.84 764.52 764.45 762.59 756.61 756.54 755.53 751.72
Avg LTV (loan to value) 76.46% 77.83% 79.37% 80.38% 82.24% 82.48% 82.24% 81.48%
Avg DTI (debt to income) 31.16 30.64 30.04 30.81 32.46 33.09 32.60 34.24
% First time homebuyer 25.29% 25.14% 21.70% 22.37% 27.91% 29.67% 29.67% 27.54%
Avg mortgage insurance % 5.12% 6.81% 8.86% 10.34% 12.91% 13.49% 12.98% 12.50%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Somerville, Ohio 45064

If you’re looking to buy a new home in Somerville, we have compiled a list of the leading mortgage brokers around Somerville, Ohio 45064 to help you with your search.

Name
Address
Contact

Premiere Service Mortgage Corporation

6266 Centre Park Dr

West Chester OH 45064

(513) 546-9895

Mariner Finance

7856 Cox Rd

West Chester OH 45064

(513) 847-8430

Nvr

8610 Jacquemin Dr

West Chester OH 45064

(513) 860-2725

Star Point Mortge

8859 Cincinnati Dayton Rd

West Chester OH 45064

(513) 777-2670

Union Centre Mortgage

8833 Cincinnati Dayton Rd

West Chester OH 45064

(513) 777-1630

Address

6266 Centre Park Dr

West Chester OH

Contact

(513) 546-9895

Address

7856 Cox Rd

West Chester OH

Contact

(513) 847-8430

Address

8610 Jacquemin Dr

West Chester OH

Contact

(513) 860-2725

News on Mortgages and Reverse Mortgages for Somerville, Ohio 45064