Compare Today’s Mortgage Rates in South Charleston, Ohio 45368
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in South Charleston, Ohio 45368.
Our search engine thoroughly explores all home mortgage options in South Charleston, Ohio 45368, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $4,204 in lifetime cash or $12 per month in South Charleston and other areas of Clark county.
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Summary of Average Mortgages in South Charleston, Ohio 45368
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for South Charleston, Ohio 45368
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in South Charleston, OH 45368. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in South Charleston, Ohio 45368 from 2024 - 2016
We have compiled mortgage rates charts for home loans in South Charleston, Ohio and around Clark county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 94.75% | 90.59% | 89.18% | 87.18% | 84.28% | 80.83% | 82.88% | 81.47% | 80.55% |
avg mortgage rate | 6.62% | 4.68% | 3.06% | 3.33% | 4.32% | 4.60% | 4.08% | 3.75% | 3.99% |
% 15 year fixed mortgage | 2.62% | 7.07% | 8.51% | 9.99% | 12.46% | 13.97% | 13.31% | 14.57% | 15.63% |
avg mortgage rate | 5.92% | 3.97% | 2.44% | 2.81% | 3.66% | 3.97% | 3.27% | 2.96% | 3.08% |
Avg credit score | 736.80 | 740.16 | 762.71 | 751.98 | 753.04 | 750.31 | 757.21 | 746.79 | 753.65 |
Avg LTV (loan to value) | 85.21% | 84.57% | 84.79% | 85.21% | 84.17% | 82.69% | 82.92% | 83.12% | 83.26% |
Avg DTI (debt to income) | 34.49 | 33.80 | 32.61 | 31.81 | 32.28 | 31.60 | 31.56 | 30.92 | 29.96 |
% First time homebuyer | 51.31% | 44.13% | 39.09% | 41.70% | 43.73% | 34.87% | 31.63% | 30.13% | 27.80% |
Avg mortgage insurance % | 16.15% | 15.17% | 14.80% | 15.22% | 13.95% | 12.60% | 13.10% | 13.40% | 12.86% |
Best Mortgage Brokers around South Charleston, Ohio 45368
For those searching for a new home in South Charleston, we have compiled a list of the top mortgage brokers located in and around South Charleston, Ohio 45368 to assist you with your search.
Name
Address
Contact
MetLife Home Loans
1808 W Main St
Troy OH 45368
(937) 552-0958
mcobb2@metlife.com
Mainsource Bank
14 S Weston Rd
Troy OH 45368
(937) 335-8760
Allison M. Wymer
910 W Main St
Troy OH 45368
(937) 332-8310
PNC Mortgage
2351 W Main St
Troy OH 45368
(937) 339-6600
Wells Fargo Home Mortgage
1808 W Main St
Troy OH 45368
(937) 440-1010
http://www.wellsfargo.com/mortgage/
Address
1808 W Main St
Troy OH
Contact
(937) 552-0958
mcobb2@metlife.com
Address
14 S Weston Rd
Troy OH
Contact
(937) 335-8760
Address
910 W Main St
Troy OH
Contact
(937) 332-8310