Compare Today’s Mortgage Rates in Sparta, Ohio 43350
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Sparta, Ohio 43350.
Our search engine thoroughly explores all home mortgage options in Sparta, Ohio 43350, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $7,536 in lifetime cash or $21 per month in Sparta and other areas of Morrow county.
Summary of Average Mortgages in Sparta, Ohio 43350
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Interactive Mortgage Rate Projections for Sparta, Ohio 43350
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Sparta, OH 43350. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Sparta, Ohio 43350 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Sparta, Ohio and around Morrow county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 95.10% | 93.65% | 94.44% | 92.96% | 91.63% | 89.61% | 90.05% | 88.65% | 87.22% |
avg mortgage rate | 6.40% | 4.60% | 3.02% | 3.34% | 4.32% | 4.59% | 4.15% | 3.88% | 4.07% |
% 15 year fixed mortgage | 3.59% | 5.12% | 4.56% | 5.36% | 6.28% | 7.58% | 7.13% | 8.73% | 10.22% |
avg mortgage rate | 5.48% | 3.52% | 2.37% | 2.79% | 3.67% | 3.93% | 3.32% | 2.99% | 3.18% |
Avg credit score | 759.18 | 757.20 | 757.08 | 761.92 | 753.29 | 755.87 | 751.54 | 750.82 | 754.37 |
Avg LTV (loan to value) | 81.31% | 82.18% | 83.41% | 83.83% | 82.92% | 81.55% | 82.00% | 83.23% | 83.13% |
Avg DTI (debt to income) | 38.26 | 36.00 | 34.17 | 34.36 | 35.19 | 35.28 | 34.52 | 33.48 | 32.97 |
% First time homebuyer | 49.26% | 42.35% | 42.18% | 42.90% | 41.01% | 34.01% | 34.64% | 32.54% | 34.95% |
Avg mortgage insurance % | 13.48% | 13.51% | 13.87% | 14.11% | 13.28% | 11.90% | 12.24% | 13.76% | 13.81% |
Best Mortgage Brokers around Sparta, Ohio 43350
For those searching for a new home in Sparta, we have compiled a list of the top mortgage brokers located in and around Sparta, Ohio 43350 to assist you with your search.
Ag Credit
97 Houpt Dr
Upper Sandusky OH 43350
(419) 294-4933
rleitzy@agcredit.net
Check 'n Go
1175 E Wyandot Ave
Upper Sandusky OH 43350
(419) 294-3559
comments@checkngo.com
Mortgage Locators
127 W Wyandot Ave
Upper Sandusky OH 43350
(419) 209-0979
Check 'n Go
1096 N Main St
Bowling Green OH 43350
(419) 352-4290
http://www.checkngo.com/
Loanmax Title Loans
1800 W State St
Fremont OH 43350
(567) 342-7177
https://www.loanmaxtitleloans.net/Locations/OHIO/Fremont/1800-W-State-St
Address
97 Houpt Dr
Upper Sandusky OH
Contact
(419) 294-4933
rleitzy@agcredit.net
Address
1175 E Wyandot Ave
Upper Sandusky OH
Contact
(419) 294-3559
comments@checkngo.com
Address
127 W Wyandot Ave
Upper Sandusky OH
Contact
(419) 209-0979