Compare Today’s Mortgage Rates for Spencer, Ohio

Pureloan searches mortgage lenders and major banks in Spencer, Ohio 44275 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $3,873 or $11 / month is expected in Spencer and other areas of Medina county.

Pureloan’s search engine explores all home mortgage options in Spencer, Ohio 44275, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Spencer, Ohio 44275

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Spencer, OH

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Spencer, OH 44275, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Spencer, OH

Historical Mortgage Rates for Spencer, Ohio 44275 from 2013 - 2020

We have compiled mortgage rate charts for home loans in Spencer, Ohio and around Medina county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 88.10% 86.11% 84.29% 84.98% 89.01% 88.87% 88.26% 91.29%
avg mortgage rate 4.92% 4.65% 3.87% 3.98% 4.46% 4.14% 3.95% 4.13%
% 15 year fixed mortgage 9.32% 11.08% 11.55% 11.80% 8.83% 8.90% 9.53% 6.18%
avg mortgage rate 4.33% 3.90% 3.13% 3.07% 3.45% 3.26% 3.09% 3.35%
Avg credit score 764.20 761.60 761.12 757.85 754.42 752.43 748.57 751.22
Avg LTV (loan to value) 77.20% 78.49% 79.82% 81.45% 83.49% 83.86% 84.12% 83.42%
Avg DTI (debt to income) 32.79 32.24 32.15 32.33 33.37 33.33 33.62 34.22
% First time homebuyer 31.76% 28.14% 28.93% 30.41% 35.89% 36.48% 33.02% 35.11%
Avg mortgage insurance % 4.91% 6.71% 8.10% 10.41% 12.99% 14.10% 14.15% 13.27%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Spencer, Ohio 44275

If you’re looking to buy a new home in Spencer, we have compiled a list of the leading mortgage brokers around Spencer, Ohio 44275 to help you with your search.

Name
Address
Contact

Money Connection The Inc.

206 Great Oaks Trl

Wadsworth OH 44275

(330) 730-5626

joe.tmc@polarishfc.com

Check 'n Go

995 High St

Wadsworth OH 44275

(330) 336-5928

http://www.checkngo.com/

Novastar Mortgages

4059 Kinross Lakes Pkwy

Richfield OH 44275

(330) 523-3300

http://novastar.com

Countrywide Funding

3250 W Market St

Fairlawn OH 44275

(330) 864-8373

Interstate Lending

68 Baker Blvd

Fairlawn OH 44275

(330) 835-4195

Address

206 Great Oaks Trl

Wadsworth OH

Contact

(330) 730-5626

joe.tmc@polarishfc.com

Address

995 High St

Wadsworth OH

Contact

(330) 336-5928

http://www.checkngo.com/

Address

4059 Kinross Lakes Pkwy

Richfield OH

Contact

(330) 523-3300

http://novastar.com

News on Mortgages and Reverse Mortgages for Spencer, Ohio 44275