Compare Today’s Mortgage Rates for Spencerville, Ohio

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Spencerville, Ohio 45887. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $6,776 or $19 / month in Spencerville and surrounding areas of Allen county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Spencerville, Ohio 45887.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Spencerville, Ohio 45887

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Spencerville, OH

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Spencerville, OH 45887, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Spencerville, OH

Historical Mortgage Rates for Spencerville, Ohio 45887 from 2014 - 2021

We have compiled mortgage rate charts for home loans in Spencerville, Ohio and around Allen county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed mortgage 85.80% 81.55% 82.21% 82.91% 84.66% 85.22% 82.63% 82.19%
avg mortgage rate 4.92% 4.63% 3.88% 3.98% 4.44% 4.09% 3.89% 4.10%
% 15 year fixed mortgage 10.24% 12.24% 14.61% 14.43% 11.46% 11.40% 13.40% 12.72%
avg mortgage rate 4.36% 3.91% 3.16% 3.10% 3.43% 3.22% 3.02% 3.17%
Avg credit score 765.84 764.52 764.45 762.59 756.61 756.54 755.53 751.72
Avg LTV (loan to value) 76.46% 77.83% 79.37% 80.38% 82.24% 82.48% 82.24% 81.48%
Avg DTI (debt to income) 31.16 30.64 30.04 30.81 32.46 33.09 32.60 34.24
% First time homebuyer 25.29% 25.14% 21.70% 22.37% 27.91% 29.67% 29.67% 27.54%
Avg mortgage insurance % 5.12% 6.81% 8.86% 10.34% 12.91% 13.49% 12.98% 12.50%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Spencerville, Ohio 45887

If you’re looking to buy a new home in Spencerville, we have compiled a list of the leading mortgage brokers around Spencerville, Ohio 45887 to help you with your search.

Name
Address
Contact

Onemain Financial

112 N Market St

Van Wert OH 45887

(419) 238-2280

http://www.onemainfinancial.com/

Valued Services of Ohio

345 Town Center Blvd

Van Wert OH 45887

(419) 238-0253

Ag Credit

1195 Professional Dr

Van Wert OH 45887

(419) 238-6838

aaronstoller@agcredit.net

Van Wert Pawn & Jewelry

104 W Main St

Van Wert OH 45887

(419) 232-4422

Melissa Lytle

818 S Shannon St

Van Wert OH 45887

(419) 232-2175

melissa.lytle@usbank.com

Address

112 N Market St

Van Wert OH

Contact

(419) 238-2280

http://www.onemainfinancial.com/

Address

345 Town Center Blvd

Van Wert OH

Contact

(419) 238-0253

Address

1195 Professional Dr

Van Wert OH

Contact

(419) 238-6838

aaronstoller@agcredit.net