Compare Today’s Mortgage Rates for Springfield, Ohio

Pureloan searches mortgage lenders and major banks in Springfield, Ohio 45502 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $4,510 or $13 / month is expected in Springfield and other areas of Clark county.

Pureloan’s search engine explores all home mortgage options in Springfield, Ohio 45502, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Springfield, Ohio 45502

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Springfield, OH

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Springfield, OH 45502, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Springfield, OH

Historical Mortgage Rates for Springfield, Ohio 45502 from 2013 - 2020

We have compiled mortgage rate charts for home loans in Springfield, Ohio and around Clark county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 85.80% 81.55% 82.21% 82.91% 84.66% 85.22% 82.63% 82.19%
avg mortgage rate 4.92% 4.63% 3.88% 3.98% 4.44% 4.09% 3.89% 4.10%
% 15 year fixed mortgage 10.24% 12.24% 14.61% 14.43% 11.46% 11.40% 13.40% 12.72%
avg mortgage rate 4.36% 3.91% 3.16% 3.10% 3.43% 3.22% 3.02% 3.17%
Avg credit score 765.84 764.52 764.45 762.59 756.61 756.54 755.53 751.72
Avg LTV (loan to value) 76.46% 77.83% 79.37% 80.38% 82.24% 82.48% 82.24% 81.48%
Avg DTI (debt to income) 31.16 30.64 30.04 30.81 32.46 33.09 32.60 34.24
% First time homebuyer 25.29% 25.14% 21.70% 22.37% 27.91% 29.67% 29.67% 27.54%
Avg mortgage insurance % 5.12% 6.81% 8.86% 10.34% 12.91% 13.49% 12.98% 12.50%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Springfield, Ohio 45502

If you’re looking to buy a new home in Springfield, we have compiled a list of the leading mortgage brokers around Springfield, Ohio 45502 to help you with your search.

Name
Address
Contact

Mortgage 1

1021 N Limestone St

Springfield OH 45502

(937) 323-8300

American Equity Home Loans

2355 Derr Rd

Springfield OH 45502

(937) 323-9194

http://americanequity.com/

Falkner Bob AGT-Brower Insurance Agency A Marsh

1730 N Limestone St

Springfield OH 45502

(937) 399-5500

http://www.browerinsurance.com/

First Ohio Home Finance

1021 N Limestone St

Springfield OH 45502

(937) 322-3396

http://www.firstohiohome.com/

Loanmax Title Loans

2531 E Main St

Springfield OH 45502

(937) 398-7525

https://www.loanmaxtitleloans.net/Locations/OHIO/Springfield/2531-E-Main-Street

Address

1021 N Limestone St

Springfield OH

Contact

(937) 323-8300

Address

2355 Derr Rd

Springfield OH

Contact

(937) 323-9194

http://americanequity.com/

Address

1730 N Limestone St

Springfield OH

Contact

(937) 399-5500

http://www.browerinsurance.com/

News on Mortgages and Reverse Mortgages for Springfield, Ohio 45502