Compare Today’s Mortgage Rates for Terrace Park, Ohio
Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Terrace Park, Ohio 45174. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $29,684 or $82 / month in Terrace Park and surrounding areas of Hamilton county.
Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Terrace Park, Ohio 45174.
Summary of Average Mortgage Terms in Terrace Park, Ohio 45174
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APR
Expected Savings
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Total Closing Costs
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Interactive Mortgage Rate Projections for Terrace Park, OH
To forecast and predict mortgage rates in Terrace Park, OH 45174, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Terrace Park, Ohio 45174 from 2014 - 2021
We have compiled mortgage rate charts for home loans in Terrace Park, Ohio and around Hamilton county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 85.80% | 81.55% | 82.21% | 82.91% | 84.66% | 85.22% | 82.63% | 82.19% |
| avg mortgage rate | 4.92% | 4.63% | 3.88% | 3.98% | 4.44% | 4.09% | 3.89% | 4.10% |
| % 15 year fixed mortgage | 10.24% | 12.24% | 14.61% | 14.43% | 11.46% | 11.40% | 13.40% | 12.72% |
| avg mortgage rate | 4.36% | 3.91% | 3.16% | 3.10% | 3.43% | 3.22% | 3.02% | 3.17% |
| Avg credit score | 765.84 | 764.52 | 764.45 | 762.59 | 756.61 | 756.54 | 755.53 | 751.72 |
| Avg LTV (loan to value) | 76.46% | 77.83% | 79.37% | 80.38% | 82.24% | 82.48% | 82.24% | 81.48% |
| Avg DTI (debt to income) | 31.16 | 30.64 | 30.04 | 30.81 | 32.46 | 33.09 | 32.60 | 34.24 |
| % First time homebuyer | 25.29% | 25.14% | 21.70% | 22.37% | 27.91% | 29.67% | 29.67% | 27.54% |
| Avg mortgage insurance % | 5.12% | 6.81% | 8.86% | 10.34% | 12.91% | 13.49% | 12.98% | 12.50% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Terrace Park, Ohio 45174
If you’re looking to buy a new home in Terrace Park, we have compiled a list of the leading mortgage brokers around Terrace Park, Ohio 45174 to help you with your search.
Name
Address
Contact
Five Star Financial
621 Wooster Pike
Terrace Park OH 45174
(513) 985-0444
http://fivestarohio.com
Ecostratum
411 Terrace Pl
Terrace Park OH 45174
(513) 248-1444
Streber Mortgage
102 E Sugartree St
Wilmington OH 45174
(937) 663-1889
duckobu422@gmail.com
OneMain Financial
1673 Rombach Ave
Wilmington OH 45174
(937) 382-2516
http://branches.onemainfinancial.com/oh/wilmington/1673-rombach-ave---15.html
National Cash Advance
1591 Rombach Ave
Wilmington OH 45174
(937) 383-3481
comments@advanceamerica.net
Address
621 Wooster Pike
Terrace Park OH
Contact
(513) 985-0444
http://fivestarohio.com
Address
411 Terrace Pl
Terrace Park OH
Contact
(513) 248-1444
Address
102 E Sugartree St
Wilmington OH
Contact
(937) 663-1889
duckobu422@gmail.com