Compare Today’s Mortgage Rates for Toledo, Ohio
Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Toledo, Ohio 43697. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $2,234 or $6 / month in Toledo and other areas of Lucas county.
Our search engine explores all home mortgage options in Toledo, Ohio 43697, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
Summary of Average Mortgage Terms in Toledo, Ohio 43697
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Toledo, OH
To forecast and predict mortgage rates in Toledo, OH 43697, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Toledo, Ohio 43697 from 2013 - 2020
We have compiled mortgage rate charts for home loans in Toledo, Ohio and around Lucas county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 88.24% | 86.25% | 86.66% | 87.86% | 89.76% | 87.38% | 88.76% | 90.06% |
| avg mortgage rate | 4.89% | 4.64% | 3.84% | 3.96% | 4.43% | 4.08% | 3.88% | 4.11% |
| % 15 year fixed mortgage | 8.66% | 10.58% | 10.21% | 9.35% | 7.71% | 10.07% | 8.69% | 7.16% |
| avg mortgage rate | 4.36% | 3.86% | 3.11% | 3.10% | 3.48% | 3.19% | 2.99% | 3.27% |
| Avg credit score | 762.57 | 763.05 | 762.45 | 761.54 | 756.03 | 754.16 | 750.83 | 751.37 |
| Avg LTV (loan to value) | 77.62% | 79.07% | 80.74% | 82.48% | 84.02% | 83.27% | 83.30% | 81.85% |
| Avg DTI (debt to income) | 31.92 | 31.47 | 30.64 | 31.68 | 32.78 | 33.07 | 33.51 | 34.38 |
| % First time homebuyer | 25.84% | 28.65% | 24.92% | 26.72% | 32.51% | 34.85% | 32.44% | 33.83% |
| Avg mortgage insurance % | 5.98% | 7.87% | 9.80% | 11.97% | 14.71% | 13.97% | 13.84% | 12.13% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Toledo, Ohio 43697
If you’re looking to buy a new home in Toledo, we have compiled a list of the leading mortgage brokers around Toledo, Ohio 43697 to help you with your search.
Name
Address
Contact
Tarta
1127 W Central Ave
Toledo OH 43697
(419) 243-7433
info@tarta.com
Archer Mortgage Co.
912 Harding Dr
Toledo OH 43697
(419) 885-8058
Equipoint Finacial Network of Ohio
2243 W Laskey Rd
Toledo OH 43697
(419) 474-7870
Loanmax Title Loans
1954 W Laskey Rd
Toledo OH 43697
(419) 574-0874
https://www.loanmaxtitleloans.net/Locations/OHIO/Toledo/1954-W-Laskey-Rd
Taylor Bean & Whitaker Mortgage Co.
355 N Wheeling St
Toledo OH 43697
(419) 725-6847
Address
1127 W Central Ave
Toledo OH
Contact
(419) 243-7433
info@tarta.com
Address
912 Harding Dr
Toledo OH
Contact
(419) 885-8058
Address
2243 W Laskey Rd
Toledo OH
Contact
(419) 474-7870