Compare Today’s Mortgage Rates for Troy, Ohio

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Troy, Ohio 45374. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $2,878 or $8 / month in Troy and surrounding areas of Miami county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Troy, Ohio 45374.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Troy, Ohio 45374

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Troy, OH

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Troy, OH 45374, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Troy, OH

Historical Mortgage Rates for Troy, Ohio 45374 from 2013 - 2020

We have compiled mortgage rate charts for home loans in Troy, Ohio and around Miami county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 85.80% 81.55% 82.21% 82.91% 84.66% 85.22% 82.63% 82.19%
avg mortgage rate 4.92% 4.63% 3.88% 3.98% 4.44% 4.09% 3.89% 4.10%
% 15 year fixed mortgage 10.24% 12.24% 14.61% 14.43% 11.46% 11.40% 13.40% 12.72%
avg mortgage rate 4.36% 3.91% 3.16% 3.10% 3.43% 3.22% 3.02% 3.17%
Avg credit score 765.84 764.52 764.45 762.59 756.61 756.54 755.53 751.72
Avg LTV (loan to value) 76.46% 77.83% 79.37% 80.38% 82.24% 82.48% 82.24% 81.48%
Avg DTI (debt to income) 31.16 30.64 30.04 30.81 32.46 33.09 32.60 34.24
% First time homebuyer 25.29% 25.14% 21.70% 22.37% 27.91% 29.67% 29.67% 27.54%
Avg mortgage insurance % 5.12% 6.81% 8.86% 10.34% 12.91% 13.49% 12.98% 12.50%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Troy, Ohio 45374

If you’re looking to buy a new home in Troy, we have compiled a list of the leading mortgage brokers around Troy, Ohio 45374 to help you with your search.

Name
Address
Contact

Wells Fargo Home Mortgage

305 Public Sq

Troy OH 45374

(937) 335-5129

marty.finn@wellsfargo.com

Wells Fargo Home Mortgage

3 S Plum St

Troy OH 45374

(937) 335-2272

robert.maund@abbotdowning.com

Pnc Mortgage

1855 Towne Park Dr

Troy OH 45374

(937) 339-6600

Onemain Financial

1873 W Main St

Troy OH 45374

(937) 339-0075

http://www.onemainfinancial.com

National Cash Advance

1880 W Main St

Troy OH 45374

(937) 339-0891

comments@advanceamerica.net

Address

305 Public Sq

Troy OH

Contact

(937) 335-5129

marty.finn@wellsfargo.com

Address

3 S Plum St

Troy OH

Contact

(937) 335-2272

robert.maund@abbotdowning.com

Address

1855 Towne Park Dr

Troy OH

Contact

(937) 339-6600

News on Mortgages and Reverse Mortgages for Troy, Ohio 45374