Compare Today’s Mortgage Rates for Union City, Ohio
Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Union City, Ohio 45390. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $1,608 or $4 / month in Union City and surrounding areas of Darke county.
Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Union City, Ohio 45390.
Summary of Average Mortgage Terms in Union City, Ohio 45390
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Interactive Mortgage Rate Projections for Union City, OH
To forecast and predict mortgage rates in Union City, OH 45390, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Union City, Ohio 45390 from 2013 - 2020
We have compiled mortgage rate charts for home loans in Union City, Ohio and around Darke county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 85.80% | 81.55% | 82.21% | 82.91% | 84.66% | 85.22% | 82.63% | 82.19% |
| avg mortgage rate | 4.92% | 4.63% | 3.88% | 3.98% | 4.44% | 4.09% | 3.89% | 4.10% |
| % 15 year fixed mortgage | 10.24% | 12.24% | 14.61% | 14.43% | 11.46% | 11.40% | 13.40% | 12.72% |
| avg mortgage rate | 4.36% | 3.91% | 3.16% | 3.10% | 3.43% | 3.22% | 3.02% | 3.17% |
| Avg credit score | 765.84 | 764.52 | 764.45 | 762.59 | 756.61 | 756.54 | 755.53 | 751.72 |
| Avg LTV (loan to value) | 76.46% | 77.83% | 79.37% | 80.38% | 82.24% | 82.48% | 82.24% | 81.48% |
| Avg DTI (debt to income) | 31.16 | 30.64 | 30.04 | 30.81 | 32.46 | 33.09 | 32.60 | 34.24 |
| % First time homebuyer | 25.29% | 25.14% | 21.70% | 22.37% | 27.91% | 29.67% | 29.67% | 27.54% |
| Avg mortgage insurance % | 5.12% | 6.81% | 8.86% | 10.34% | 12.91% | 13.49% | 12.98% | 12.50% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Union City, Ohio 45390
If you’re looking to buy a new home in Union City, we have compiled a list of the leading mortgage brokers around Union City, Ohio 45390 to help you with your search.
Loanmax Title Loans
900 S Patterson Blvd
Dayton OH 45390
(937) 269-0120
https://www.loanmaxtitleloans.net/Locations/OHIO/Dayton/900-S-Patterson-Blvd
Blue Mark Capitol
137 N Main St
Dayton OH 45390
(937) 228-2000
http://www.bluemarkcapital.com
Primary Residential Mortgage
11 W Monument Ave
Dayton OH 45390
(937) 824-7577
http://primaryresidentialmortgage.com
Midwest Tool & Engineering Co.
112 Webster St
Dayton OH 45390
(937) 224-0756
http://www.themidwesttool.com/
Wells Fargo Home Mortgage
912 Senate Dr
Dayton OH 45390
(800) 898-5224
http://www.wellsfargo.com/mortgage/
Address
900 S Patterson Blvd
Dayton OH
Contact
(937) 269-0120
https://www.loanmaxtitleloans.net/Locations/OHIO/Dayton/900-S-Patterson-Blvd
Address
137 N Main St
Dayton OH
Contact
(937) 228-2000
http://www.bluemarkcapital.com
Address
11 W Monument Ave
Dayton OH
Contact
(937) 824-7577
http://primaryresidentialmortgage.com