Compare Today’s Mortgage Rates for Urbana, Ohio
Pureloan searches mortgage lenders and major banks in Urbana, Ohio 43078 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $2,305 or $6 / month is expected in Urbana and other areas of Champaign county.
Pureloan’s search engine explores all home mortgage options in Urbana, Ohio 43078, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
Summary of Average Mortgage Terms in Urbana, Ohio 43078
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APR
Expected Savings
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Total Closing Costs
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Interactive Mortgage Rate Projections for Urbana, OH
To forecast and predict mortgage rates in Urbana, OH 43078, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Urbana, Ohio 43078 from 2014 - 2021
We have compiled mortgage rate charts for home loans in Urbana, Ohio and around Champaign county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 88.24% | 86.25% | 86.66% | 87.86% | 89.76% | 87.38% | 88.76% | 90.06% |
| avg mortgage rate | 4.89% | 4.64% | 3.84% | 3.96% | 4.43% | 4.08% | 3.88% | 4.11% |
| % 15 year fixed mortgage | 8.66% | 10.58% | 10.21% | 9.35% | 7.71% | 10.07% | 8.69% | 7.16% |
| avg mortgage rate | 4.36% | 3.86% | 3.11% | 3.10% | 3.48% | 3.19% | 2.99% | 3.27% |
| Avg credit score | 762.57 | 763.05 | 762.45 | 761.54 | 756.03 | 754.16 | 750.83 | 751.37 |
| Avg LTV (loan to value) | 77.62% | 79.07% | 80.74% | 82.48% | 84.02% | 83.27% | 83.30% | 81.85% |
| Avg DTI (debt to income) | 31.92 | 31.47 | 30.64 | 31.68 | 32.78 | 33.07 | 33.51 | 34.38 |
| % First time homebuyer | 25.84% | 28.65% | 24.92% | 26.72% | 32.51% | 34.85% | 32.44% | 33.83% |
| Avg mortgage insurance % | 5.98% | 7.87% | 9.80% | 11.97% | 14.71% | 13.97% | 13.84% | 12.13% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Urbana, Ohio 43078
If you’re looking to buy a new home in Urbana, we have compiled a list of the leading mortgage brokers around Urbana, Ohio 43078 to help you with your search.
Name
Address
Contact
Ohio Auto Loan Service
1754 E US Highway 36
Urbana OH 43078
(937) 653-2742
Western Ohio Mortgage
200 Scioto St
Urbana OH 43078
(937) 653-8484
http://www.westernohiomortgage.com/
NVR
921 Eastwind Dr
Westerville OH 43078
(614) 882-4357
B & B Consulting
765 Brooksedge Blvd
Westerville OH 43078
(614) 807-4200
Concord Mortgage Group
735 Ceramic Pl
Westerville OH 43078
(614) 818-4600
info@concordmortgagegroup.com
Address
1754 E US Highway 36
Urbana OH
Contact
(937) 653-2742
Address
200 Scioto St
Urbana OH
Contact
(937) 653-8484
http://www.westernohiomortgage.com/
Address
921 Eastwind Dr
Westerville OH
Contact
(614) 882-4357