Compare Today’s Mortgage Rates for Urbana, Ohio

Pureloan searches mortgage lenders and major banks in Urbana, Ohio 43078 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $8,599 or $24 / month is expected in Urbana and other areas of Champaign county.

Pureloan’s search engine explores all home mortgage options in Urbana, Ohio 43078, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Urbana, Ohio 43078

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Urbana, OH

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Urbana, OH 43078, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Urbana, OH

Historical Mortgage Rates for Urbana, Ohio 43078 from 2013 - 2020

We have compiled mortgage rate charts for home loans in Urbana, Ohio and around Champaign county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 88.24% 86.25% 86.66% 87.86% 89.76% 87.38% 88.76% 90.06%
avg mortgage rate 4.89% 4.64% 3.84% 3.96% 4.43% 4.08% 3.88% 4.11%
% 15 year fixed mortgage 8.66% 10.58% 10.21% 9.35% 7.71% 10.07% 8.69% 7.16%
avg mortgage rate 4.36% 3.86% 3.11% 3.10% 3.48% 3.19% 2.99% 3.27%
Avg credit score 762.57 763.05 762.45 761.54 756.03 754.16 750.83 751.37
Avg LTV (loan to value) 77.62% 79.07% 80.74% 82.48% 84.02% 83.27% 83.30% 81.85%
Avg DTI (debt to income) 31.92 31.47 30.64 31.68 32.78 33.07 33.51 34.38
% First time homebuyer 25.84% 28.65% 24.92% 26.72% 32.51% 34.85% 32.44% 33.83%
Avg mortgage insurance % 5.98% 7.87% 9.80% 11.97% 14.71% 13.97% 13.84% 12.13%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Urbana, Ohio 43078

If you’re looking to buy a new home in Urbana, we have compiled a list of the leading mortgage brokers around Urbana, Ohio 43078 to help you with your search.

Name
Address
Contact

Ohio Auto Loan Service

1754 E US Highway 36

Urbana OH 43078

(937) 653-2742

Western Ohio Mortgage

200 Scioto St

Urbana OH 43078

(937) 653-8484

http://www.westernohiomortgage.com/

NVR

921 Eastwind Dr

Westerville OH 43078

(614) 882-4357

B & B Consulting

765 Brooksedge Blvd

Westerville OH 43078

(614) 807-4200

Concord Mortgage Group

735 Ceramic Pl

Westerville OH 43078

(614) 818-4600

info@concordmortgagegroup.com

Address

1754 E US Highway 36

Urbana OH

Contact

(937) 653-2742

Address

200 Scioto St

Urbana OH

Contact

(937) 653-8484

http://www.westernohiomortgage.com/

Address

921 Eastwind Dr

Westerville OH

Contact

(614) 882-4357

News on Mortgages and Reverse Mortgages for Urbana, Ohio 43078