Compare Today’s Mortgage Rates for Utica, Ohio
Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Utica, Ohio 43080. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $8,599 or $24 / month in Utica and surrounding areas of Licking county.
Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Utica, Ohio 43080.
Summary of Average Mortgage Terms in Utica, Ohio 43080
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Utica, OH
To forecast and predict mortgage rates in Utica, OH 43080, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Utica, Ohio 43080 from 2013 - 2020
We have compiled mortgage rate charts for home loans in Utica, Ohio and around Licking county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 88.24% | 86.25% | 86.66% | 87.86% | 89.76% | 87.38% | 88.76% | 90.06% |
| avg mortgage rate | 4.89% | 4.64% | 3.84% | 3.96% | 4.43% | 4.08% | 3.88% | 4.11% |
| % 15 year fixed mortgage | 8.66% | 10.58% | 10.21% | 9.35% | 7.71% | 10.07% | 8.69% | 7.16% |
| avg mortgage rate | 4.36% | 3.86% | 3.11% | 3.10% | 3.48% | 3.19% | 2.99% | 3.27% |
| Avg credit score | 762.57 | 763.05 | 762.45 | 761.54 | 756.03 | 754.16 | 750.83 | 751.37 |
| Avg LTV (loan to value) | 77.62% | 79.07% | 80.74% | 82.48% | 84.02% | 83.27% | 83.30% | 81.85% |
| Avg DTI (debt to income) | 31.92 | 31.47 | 30.64 | 31.68 | 32.78 | 33.07 | 33.51 | 34.38 |
| % First time homebuyer | 25.84% | 28.65% | 24.92% | 26.72% | 32.51% | 34.85% | 32.44% | 33.83% |
| Avg mortgage insurance % | 5.98% | 7.87% | 9.80% | 11.97% | 14.71% | 13.97% | 13.84% | 12.13% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Utica, Ohio 43080
If you’re looking to buy a new home in Utica, we have compiled a list of the leading mortgage brokers around Utica, Ohio 43080 to help you with your search.
Name
Address
Contact
Farm Credit Services
3910 Johnstown Utica Rd NE
Utica OH 43080
(740) 892-3338
http://www.e-farmcredit.com
Farm Credit Mid-America
3910 Johnstown Utica Rd NE
Utica OH 43080
(740) 892-3338
matt.chaliff@education.ky.gov
NVR
921 Eastwind Dr
Westerville OH 43080
(614) 882-4357
B & B Consulting
765 Brooksedge Blvd
Westerville OH 43080
(614) 807-4200
Concord Mortgage Group
735 Ceramic Pl
Westerville OH 43080
(614) 818-4600
info@concordmortgagegroup.com
Address
3910 Johnstown Utica Rd NE
Utica OH
Contact
(740) 892-3338
http://www.e-farmcredit.com
Address
3910 Johnstown Utica Rd NE
Utica OH
Contact
(740) 892-3338
matt.chaliff@education.ky.gov
Address
921 Eastwind Dr
Westerville OH
Contact
(614) 882-4357