Compare Today’s Mortgage Rates for Utica, Ohio

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Utica, Ohio 43080. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $8,599 or $24 / month in Utica and surrounding areas of Licking county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Utica, Ohio 43080.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Utica, Ohio 43080

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Utica, OH

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Utica, OH 43080, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Utica, OH

Historical Mortgage Rates for Utica, Ohio 43080 from 2013 - 2020

We have compiled mortgage rate charts for home loans in Utica, Ohio and around Licking county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 88.24% 86.25% 86.66% 87.86% 89.76% 87.38% 88.76% 90.06%
avg mortgage rate 4.89% 4.64% 3.84% 3.96% 4.43% 4.08% 3.88% 4.11%
% 15 year fixed mortgage 8.66% 10.58% 10.21% 9.35% 7.71% 10.07% 8.69% 7.16%
avg mortgage rate 4.36% 3.86% 3.11% 3.10% 3.48% 3.19% 2.99% 3.27%
Avg credit score 762.57 763.05 762.45 761.54 756.03 754.16 750.83 751.37
Avg LTV (loan to value) 77.62% 79.07% 80.74% 82.48% 84.02% 83.27% 83.30% 81.85%
Avg DTI (debt to income) 31.92 31.47 30.64 31.68 32.78 33.07 33.51 34.38
% First time homebuyer 25.84% 28.65% 24.92% 26.72% 32.51% 34.85% 32.44% 33.83%
Avg mortgage insurance % 5.98% 7.87% 9.80% 11.97% 14.71% 13.97% 13.84% 12.13%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Utica, Ohio 43080

If you’re looking to buy a new home in Utica, we have compiled a list of the leading mortgage brokers around Utica, Ohio 43080 to help you with your search.

Name
Address
Contact

Farm Credit Services

3910 Johnstown Utica Rd NE

Utica OH 43080

(740) 892-3338

http://www.e-farmcredit.com

Farm Credit Mid-America

3910 Johnstown Utica Rd NE

Utica OH 43080

(740) 892-3338

matt.chaliff@education.ky.gov

NVR

921 Eastwind Dr

Westerville OH 43080

(614) 882-4357

B & B Consulting

765 Brooksedge Blvd

Westerville OH 43080

(614) 807-4200

Concord Mortgage Group

735 Ceramic Pl

Westerville OH 43080

(614) 818-4600

info@concordmortgagegroup.com

Address

3910 Johnstown Utica Rd NE

Utica OH

Contact

(740) 892-3338

http://www.e-farmcredit.com

Address

3910 Johnstown Utica Rd NE

Utica OH

Contact

(740) 892-3338

matt.chaliff@education.ky.gov

Address

921 Eastwind Dr

Westerville OH

Contact

(614) 882-4357

News on Mortgages and Reverse Mortgages for Utica, Ohio 43080