Compare Today’s Mortgage Rates for Vandalia, Ohio

Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Vandalia, Ohio 45377. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $1,566 or $4 / month in Vandalia and other areas of Montgomery county.

Our search engine explores all home mortgage options in Vandalia, Ohio 45377, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Vandalia, Ohio 45377

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Vandalia, OH

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Vandalia, OH 45377, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Vandalia, OH

Historical Mortgage Rates for Vandalia, Ohio 45377 from 2013 - 2020

We have compiled mortgage rate charts for home loans in Vandalia, Ohio and around Montgomery county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 85.80% 81.55% 82.21% 82.91% 84.66% 85.22% 82.63% 82.19%
avg mortgage rate 4.92% 4.63% 3.88% 3.98% 4.44% 4.09% 3.89% 4.10%
% 15 year fixed mortgage 10.24% 12.24% 14.61% 14.43% 11.46% 11.40% 13.40% 12.72%
avg mortgage rate 4.36% 3.91% 3.16% 3.10% 3.43% 3.22% 3.02% 3.17%
Avg credit score 765.84 764.52 764.45 762.59 756.61 756.54 755.53 751.72
Avg LTV (loan to value) 76.46% 77.83% 79.37% 80.38% 82.24% 82.48% 82.24% 81.48%
Avg DTI (debt to income) 31.16 30.64 30.04 30.81 32.46 33.09 32.60 34.24
% First time homebuyer 25.29% 25.14% 21.70% 22.37% 27.91% 29.67% 29.67% 27.54%
Avg mortgage insurance % 5.12% 6.81% 8.86% 10.34% 12.91% 13.49% 12.98% 12.50%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Vandalia, Ohio 45377

If you’re looking to buy a new home in Vandalia, we have compiled a list of the leading mortgage brokers around Vandalia, Ohio 45377 to help you with your search.

Name
Address
Contact

Midwest American Mortgage

405 S Dixie Dr

Vandalia OH 45377

(937) 890-9000

http://www.midwestamerican.net/

Phoenix Funding

23 S Perry St

Vandalia OH 45377

(937) 898-7265

Beneficial Mortgage Co.

450 E National Rd

Vandalia OH 45377

(937) 898-4661

Polaris Home Funding

812 E National Rd

Vandalia OH 45377

(937) 550-6144

http://vandaliamortgageloans.com

Wells Fargo Home Mortgage

545 Helke Rd

Vandalia OH 45377

(937) 264-4300

reportphish@wellsfargo.com

Address

405 S Dixie Dr

Vandalia OH

Contact

(937) 890-9000

http://www.midwestamerican.net/

Address

23 S Perry St

Vandalia OH

Contact

(937) 898-7265

Address

450 E National Rd

Vandalia OH

Contact

(937) 898-4661

News on Mortgages and Reverse Mortgages for Vandalia, Ohio 45377