Compare Today’s Mortgage Rates in Vandalia, Ohio 45377
Pureloan is a mortgage search engine dedicated to thoroughly searching major lenders and finding you the best mortgage rates in Vandalia, Ohio 45377.
Whether you are seeking a fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, or conforming home mortgage, our search engine explores all the options in Vandalia, Ohio 45377. For a 30-year fixed loan, our calculations show that you can expect to save up to $790 over the lifetime of your mortgage, which translates to a monthly savings of $2 in Vandalia and other areas of Montgomery county.
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Summary of Average Mortgages in Vandalia, Ohio 45377
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Vandalia, Ohio 45377
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Vandalia, OH 45377. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Vandalia, Ohio 45377 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Vandalia, Ohio and around Montgomery county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 94.75% | 90.59% | 89.18% | 87.18% | 84.28% | 80.83% | 82.88% | 81.47% | 80.55% |
avg mortgage rate | 6.62% | 4.68% | 3.06% | 3.33% | 4.32% | 4.60% | 4.08% | 3.75% | 3.99% |
% 15 year fixed mortgage | 2.62% | 7.07% | 8.51% | 9.99% | 12.46% | 13.97% | 13.31% | 14.57% | 15.63% |
avg mortgage rate | 5.92% | 3.97% | 2.44% | 2.81% | 3.66% | 3.97% | 3.27% | 2.96% | 3.08% |
Avg credit score | 736.80 | 740.16 | 762.71 | 751.98 | 753.04 | 750.31 | 757.21 | 746.79 | 753.65 |
Avg LTV (loan to value) | 85.21% | 84.57% | 84.79% | 85.21% | 84.17% | 82.69% | 82.92% | 83.12% | 83.26% |
Avg DTI (debt to income) | 34.49 | 33.80 | 32.61 | 31.81 | 32.28 | 31.60 | 31.56 | 30.92 | 29.96 |
% First time homebuyer | 51.31% | 44.13% | 39.09% | 41.70% | 43.73% | 34.87% | 31.63% | 30.13% | 27.80% |
Avg mortgage insurance % | 16.15% | 15.17% | 14.80% | 15.22% | 13.95% | 12.60% | 13.10% | 13.40% | 12.86% |
Best Mortgage Brokers around Vandalia, Ohio 45377
For those searching for a new home in Vandalia, we have compiled a list of the top mortgage brokers located in and around Vandalia, Ohio 45377 to assist you with your search.
Name
Address
Contact
Midwest American Mortgage
405 S Dixie Dr
Vandalia OH 45377
(937) 890-9000
http://www.midwestamerican.net/
Phoenix Funding
23 S Perry St
Vandalia OH 45377
(937) 898-7265
Beneficial Mortgage Co.
450 E National Rd
Vandalia OH 45377
(937) 898-4661
Polaris Home Funding
812 E National Rd
Vandalia OH 45377
(937) 550-6144
http://vandaliamortgageloans.com
Wells Fargo Home Mortgage
545 Helke Rd
Vandalia OH 45377
(937) 264-4300
reportphish@wellsfargo.com
Address
405 S Dixie Dr
Vandalia OH
Contact
(937) 890-9000
http://www.midwestamerican.net/
Address
23 S Perry St
Vandalia OH
Contact
(937) 898-7265
Address
450 E National Rd
Vandalia OH
Contact
(937) 898-4661