Compare Today’s Mortgage Rates in Versailles, Ohio 45380
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Versailles, Ohio 45380.
Our search engine thoroughly explores all home mortgage options in Versailles, Ohio 45380, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $3,531 in lifetime cash or $10 per month in Versailles and other areas of Darke county.
Summary of Average Mortgages in Versailles, Ohio 45380
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Interactive Mortgage Rate Projections for Versailles, Ohio 45380
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Versailles, OH 45380. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Versailles, Ohio 45380 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Versailles, Ohio and around Darke county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 94.75% | 90.59% | 89.18% | 87.18% | 84.28% | 80.83% | 82.88% | 81.47% | 80.55% |
| avg mortgage rate | 6.62% | 4.68% | 3.06% | 3.33% | 4.32% | 4.60% | 4.08% | 3.75% | 3.99% |
| % 15 year fixed mortgage | 2.62% | 7.07% | 8.51% | 9.99% | 12.46% | 13.97% | 13.31% | 14.57% | 15.63% |
| avg mortgage rate | 5.92% | 3.97% | 2.44% | 2.81% | 3.66% | 3.97% | 3.27% | 2.96% | 3.08% |
| Avg credit score | 736.80 | 740.16 | 762.71 | 751.98 | 753.04 | 750.31 | 757.21 | 746.79 | 753.65 |
| Avg LTV (loan to value) | 85.21% | 84.57% | 84.79% | 85.21% | 84.17% | 82.69% | 82.92% | 83.12% | 83.26% |
| Avg DTI (debt to income) | 34.49 | 33.80 | 32.61 | 31.81 | 32.28 | 31.60 | 31.56 | 30.92 | 29.96 |
| % First time homebuyer | 51.31% | 44.13% | 39.09% | 41.70% | 43.73% | 34.87% | 31.63% | 30.13% | 27.80% |
| Avg mortgage insurance % | 16.15% | 15.17% | 14.80% | 15.22% | 13.95% | 12.60% | 13.10% | 13.40% | 12.86% |
Best Mortgage Brokers around Versailles, Ohio 45380
For those searching for a new home in Versailles, we have compiled a list of the top mortgage brokers located in and around Versailles, Ohio 45380 to assist you with your search.
American Budget Company
202 E Main St
Versailles OH 45380
(937) 526-3251
jwierwille@americanbudgetcompany.com
Nationwide Bi-Weekly Administration
855 Lower Bellbrook Rd
Xenia OH 45380
(937) 376-5800
customerservice@nbabiweekly.com
Lady Leffel Realty
889 N Detroit St
Xenia OH 45380
(937) 372-9234
http://ladyleffelrealty.com
Micheal L Whorton - US Bank Mortgage Loan Originator
303 S Miami St
West Milton OH 45380
(937) 698-0309
http://www.mortgage.usbank.com/micheal-l-whorton-west-milton-oh.html
Loanmax Title Loans
900 S Patterson Blvd
Dayton OH 45380
(937) 269-0120
https://www.loanmaxtitleloans.net/Locations/OHIO/Dayton/900-S-Patterson-Blvd
Address
202 E Main St
Versailles OH
Contact
(937) 526-3251
jwierwille@americanbudgetcompany.com
Address
855 Lower Bellbrook Rd
Xenia OH
Contact
(937) 376-5800
customerservice@nbabiweekly.com
Address
889 N Detroit St
Xenia OH
Contact
(937) 372-9234
http://ladyleffelrealty.com