Compare Today’s Mortgage Rates for Vinton, Ohio
Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Vinton, Ohio 45686. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $4,654 or $13 / month in Vinton and other areas of Gallia county.
Our search engine explores all home mortgage options in Vinton, Ohio 45686, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
Summary of Average Mortgage Terms in Vinton, Ohio 45686
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Interactive Mortgage Rate Projections for Vinton, OH
To forecast and predict mortgage rates in Vinton, OH 45686, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Vinton, Ohio 45686 from 2014 - 2021
We have compiled mortgage rate charts for home loans in Vinton, Ohio and around Gallia county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 85.80% | 81.55% | 82.21% | 82.91% | 84.66% | 85.22% | 82.63% | 82.19% |
| avg mortgage rate | 4.92% | 4.63% | 3.88% | 3.98% | 4.44% | 4.09% | 3.89% | 4.10% |
| % 15 year fixed mortgage | 10.24% | 12.24% | 14.61% | 14.43% | 11.46% | 11.40% | 13.40% | 12.72% |
| avg mortgage rate | 4.36% | 3.91% | 3.16% | 3.10% | 3.43% | 3.22% | 3.02% | 3.17% |
| Avg credit score | 765.84 | 764.52 | 764.45 | 762.59 | 756.61 | 756.54 | 755.53 | 751.72 |
| Avg LTV (loan to value) | 76.46% | 77.83% | 79.37% | 80.38% | 82.24% | 82.48% | 82.24% | 81.48% |
| Avg DTI (debt to income) | 31.16 | 30.64 | 30.04 | 30.81 | 32.46 | 33.09 | 32.60 | 34.24 |
| % First time homebuyer | 25.29% | 25.14% | 21.70% | 22.37% | 27.91% | 29.67% | 29.67% | 27.54% |
| Avg mortgage insurance % | 5.12% | 6.81% | 8.86% | 10.34% | 12.91% | 13.49% | 12.98% | 12.50% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Vinton, Ohio 45686
If you’re looking to buy a new home in Vinton, we have compiled a list of the leading mortgage brokers around Vinton, Ohio 45686 to help you with your search.
OneMain Financial
200 Waverly Plz
Waverly OH 45686
(740) 947-2168
http://branches.onemainfinancial.com/oh/waverly/200-waverly-plaza.html
Service Central
85 Lake Alma Rd
Wellston OH 45686
(740) 855-4208
Springleaf Financial Services
8814 Ohio River Rd
Wheelersburg OH 45686
(740) 574-8444
compliancehelpline@slfs.com
American General Financial Svc
8814 Ohio River Rd
Wheelersburg OH 45686
(740) 574-8444
Farm Credit Services of Mid America ACA
18848 State Route 136
Winchester OH 45686
(937) 695-0993
http://e-farmcredit.com
Address
200 Waverly Plz
Waverly OH
Contact
(740) 947-2168
http://branches.onemainfinancial.com/oh/waverly/200-waverly-plaza.html
Address
85 Lake Alma Rd
Wellston OH
Contact
(740) 855-4208
Address
8814 Ohio River Rd
Wheelersburg OH
Contact
(740) 574-8444
compliancehelpline@slfs.com