Compare Today’s Mortgage Rates for Waterloo, Ohio
Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Waterloo, Ohio 45688. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $5,136 or $14 / month in Waterloo and surrounding areas of Lawrence county.
Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Waterloo, Ohio 45688.
Summary of Average Mortgage Terms in Waterloo, Ohio 45688
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Interactive Mortgage Rate Projections for Waterloo, OH
To forecast and predict mortgage rates in Waterloo, OH 45688, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Waterloo, Ohio 45688 from 2014 - 2021
We have compiled mortgage rate charts for home loans in Waterloo, Ohio and around Lawrence county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 85.80% | 81.55% | 82.21% | 82.91% | 84.66% | 85.22% | 82.63% | 82.19% |
| avg mortgage rate | 4.92% | 4.63% | 3.88% | 3.98% | 4.44% | 4.09% | 3.89% | 4.10% |
| % 15 year fixed mortgage | 10.24% | 12.24% | 14.61% | 14.43% | 11.46% | 11.40% | 13.40% | 12.72% |
| avg mortgage rate | 4.36% | 3.91% | 3.16% | 3.10% | 3.43% | 3.22% | 3.02% | 3.17% |
| Avg credit score | 765.84 | 764.52 | 764.45 | 762.59 | 756.61 | 756.54 | 755.53 | 751.72 |
| Avg LTV (loan to value) | 76.46% | 77.83% | 79.37% | 80.38% | 82.24% | 82.48% | 82.24% | 81.48% |
| Avg DTI (debt to income) | 31.16 | 30.64 | 30.04 | 30.81 | 32.46 | 33.09 | 32.60 | 34.24 |
| % First time homebuyer | 25.29% | 25.14% | 21.70% | 22.37% | 27.91% | 29.67% | 29.67% | 27.54% |
| Avg mortgage insurance % | 5.12% | 6.81% | 8.86% | 10.34% | 12.91% | 13.49% | 12.98% | 12.50% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Waterloo, Ohio 45688
If you’re looking to buy a new home in Waterloo, we have compiled a list of the leading mortgage brokers around Waterloo, Ohio 45688 to help you with your search.
OneMain Financial
200 Waverly Plz
Waverly OH 45688
(740) 947-2168
http://branches.onemainfinancial.com/oh/waverly/200-waverly-plaza.html
Service Central
85 Lake Alma Rd
Wellston OH 45688
(740) 855-4208
Springleaf Financial Services
8814 Ohio River Rd
Wheelersburg OH 45688
(740) 574-8444
compliancehelpline@slfs.com
American General Financial Svc
8814 Ohio River Rd
Wheelersburg OH 45688
(740) 574-8444
Farm Credit Services of Mid America ACA
18848 State Route 136
Winchester OH 45688
(937) 695-0993
http://e-farmcredit.com
Address
200 Waverly Plz
Waverly OH
Contact
(740) 947-2168
http://branches.onemainfinancial.com/oh/waverly/200-waverly-plaza.html
Address
85 Lake Alma Rd
Wellston OH
Contact
(740) 855-4208
Address
8814 Ohio River Rd
Wheelersburg OH
Contact
(740) 574-8444
compliancehelpline@slfs.com