Compare Today’s Mortgage Rates for Waterville, Ohio
Pureloan searches mortgage lenders and major banks in Waterville, Ohio 43566 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $15,646 or $43 / month is expected in Waterville and other areas of Lucas county.
Pureloan’s search engine explores all home mortgage options in Waterville, Ohio 43566, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
Summary of Average Mortgage Terms in Waterville, Ohio 43566
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Waterville, OH
To forecast and predict mortgage rates in Waterville, OH 43566, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Waterville, Ohio 43566 from 2014 - 2021
We have compiled mortgage rate charts for home loans in Waterville, Ohio and around Lucas county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 88.24% | 86.25% | 86.66% | 87.86% | 89.76% | 87.38% | 88.76% | 90.06% |
| avg mortgage rate | 4.89% | 4.64% | 3.84% | 3.96% | 4.43% | 4.08% | 3.88% | 4.11% |
| % 15 year fixed mortgage | 8.66% | 10.58% | 10.21% | 9.35% | 7.71% | 10.07% | 8.69% | 7.16% |
| avg mortgage rate | 4.36% | 3.86% | 3.11% | 3.10% | 3.48% | 3.19% | 2.99% | 3.27% |
| Avg credit score | 762.57 | 763.05 | 762.45 | 761.54 | 756.03 | 754.16 | 750.83 | 751.37 |
| Avg LTV (loan to value) | 77.62% | 79.07% | 80.74% | 82.48% | 84.02% | 83.27% | 83.30% | 81.85% |
| Avg DTI (debt to income) | 31.92 | 31.47 | 30.64 | 31.68 | 32.78 | 33.07 | 33.51 | 34.38 |
| % First time homebuyer | 25.84% | 28.65% | 24.92% | 26.72% | 32.51% | 34.85% | 32.44% | 33.83% |
| Avg mortgage insurance % | 5.98% | 7.87% | 9.80% | 11.97% | 14.71% | 13.97% | 13.84% | 12.13% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Waterville, Ohio 43566
If you’re looking to buy a new home in Waterville, we have compiled a list of the leading mortgage brokers around Waterville, Ohio 43566 to help you with your search.
Name
Address
Contact
Cardinal Commerce
7620 Royal Timbers Ln
Waterville OH 43566
(419) 441-2400
info@cardinalcommerce.com
Pnc Mortgage
405 Madison Ave
Toledo OH 43566
(419) 242-4663
http://pncmortgage.com/
Northwest Ohio Development
432 N Superior St
Toledo OH 43566
(419) 243-3734
lisalawson@toledofhc.org
E-Z Leasing & Finance Co.
432 N Superior St
Toledo OH 43566
(419) 255-5005
First Source Mortgage
142 23rd St
Toledo OH 43566
(419) 242-9830
Address
7620 Royal Timbers Ln
Waterville OH
Contact
(419) 441-2400
info@cardinalcommerce.com
Address
405 Madison Ave
Toledo OH
Contact
(419) 242-4663
http://pncmortgage.com/
Address
432 N Superior St
Toledo OH
Contact
(419) 243-3734
lisalawson@toledofhc.org