Compare Today’s Mortgage Rates for Willoughby, Ohio

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Willoughby, Ohio 44096. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $8,334 or $23 / month in Willoughby and surrounding areas of Lake county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Willoughby, Ohio 44096.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Willoughby, Ohio 44096

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Willoughby, OH

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Willoughby, OH 44096, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Willoughby, OH

Historical Mortgage Rates for Willoughby, Ohio 44096 from 2013 - 2020

We have compiled mortgage rate charts for home loans in Willoughby, Ohio and around Lake county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 88.10% 86.11% 84.29% 84.98% 89.01% 88.87% 88.26% 91.29%
avg mortgage rate 4.92% 4.65% 3.87% 3.98% 4.46% 4.14% 3.95% 4.13%
% 15 year fixed mortgage 9.32% 11.08% 11.55% 11.80% 8.83% 8.90% 9.53% 6.18%
avg mortgage rate 4.33% 3.90% 3.13% 3.07% 3.45% 3.26% 3.09% 3.35%
Avg credit score 764.20 761.60 761.12 757.85 754.42 752.43 748.57 751.22
Avg LTV (loan to value) 77.20% 78.49% 79.82% 81.45% 83.49% 83.86% 84.12% 83.42%
Avg DTI (debt to income) 32.79 32.24 32.15 32.33 33.37 33.33 33.62 34.22
% First time homebuyer 31.76% 28.14% 28.93% 30.41% 35.89% 36.48% 33.02% 35.11%
Avg mortgage insurance % 4.91% 6.71% 8.10% 10.41% 12.99% 14.10% 14.15% 13.27%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Willoughby, Ohio 44096

If you’re looking to buy a new home in Willoughby, we have compiled a list of the leading mortgage brokers around Willoughby, Ohio 44096 to help you with your search.

Name
Address
Contact

Family Mortgage Service

4082 Clark Ave

Willoughby OH 44096

(440) 946-3069

Gennarelli Barbara

5650 Hartshire Dr

Willoughby OH 44096

(440) 951-6037

Check 'n Go

34912 Ridge Rd

Willoughby OH 44096

(440) 975-1047

http://www.checkngo.com/

U Sa Funding Services

34912 Ridge Rd

Willoughby OH 44096

(440) 602-4106

Greater Cleveland Mortgage

30841 Euclid Ave

Willoughby OH 44096

(440) 943-8600

Address

4082 Clark Ave

Willoughby OH

Contact

(440) 946-3069

Address

5650 Hartshire Dr

Willoughby OH

Contact

(440) 951-6037

Address

34912 Ridge Rd

Willoughby OH

Contact

(440) 975-1047

http://www.checkngo.com/

News on Mortgages and Reverse Mortgages for Willoughby, Ohio 44096