Compare Today’s Mortgage Rates in Willoughby, Ohio 44094
Pureloan is a mortgage search engine dedicated to thoroughly searching major lenders and finding you the best mortgage rates in Willoughby, Ohio 44094.
Whether you are seeking a fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, or conforming home mortgage, our search engine explores all the options in Willoughby, Ohio 44094. For a 30-year fixed loan, our calculations show that you can expect to save up to $10,615 over the lifetime of your mortgage, which translates to a monthly savings of $29 in Willoughby and other areas of Lake county.
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Summary of Average Mortgages in Willoughby, Ohio 44094
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Willoughby, Ohio 44094
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Willoughby, OH 44094. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Willoughby, Ohio 44094 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Willoughby, Ohio and around Lake county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 95.47% | 93.27% | 92.74% | 92.29% | 90.99% | 88.99% | 90.62% | 88.32% | 88.22% |
avg mortgage rate | 6.55% | 4.67% | 3.08% | 3.43% | 4.42% | 4.61% | 4.17% | 3.96% | 4.14% |
% 15 year fixed mortgage | 3.90% | 5.26% | 5.80% | 5.84% | 7.38% | 8.68% | 6.32% | 9.61% | 9.52% |
avg mortgage rate | 5.81% | 3.67% | 2.44% | 2.86% | 3.76% | 3.97% | 3.45% | 3.10% | 3.25% |
Avg credit score | 754.38 | 754.71 | 750.71 | 754.59 | 751.59 | 751.75 | 751.31 | 753.40 | 752.04 |
Avg LTV (loan to value) | 83.05% | 83.54% | 83.98% | 84.68% | 84.06% | 82.63% | 83.70% | 84.40% | 84.02% |
Avg DTI (debt to income) | 36.65 | 35.28 | 34.41 | 34.58 | 34.87 | 34.65 | 33.85 | 33.85 | 33.13 |
% First time homebuyer | 50.79% | 43.28% | 40.11% | 41.59% | 41.12% | 32.94% | 36.67% | 33.93% | 38.87% |
Avg mortgage insurance % | 14.98% | 14.13% | 14.52% | 15.18% | 13.90% | 12.96% | 13.99% | 14.53% | 14.27% |
Best Mortgage Brokers around Willoughby, Ohio 44094
For those searching for a new home in Willoughby, we have compiled a list of the top mortgage brokers located in and around Willoughby, Ohio 44094 to assist you with your search.
Name
Address
Contact
Family Mortgage Service
4082 Clark Ave
Willoughby OH 44094
(440) 946-3069
Gennarelli Barbara
5650 Hartshire Dr
Willoughby OH 44094
(440) 951-6037
Check 'n Go
34912 Ridge Rd
Willoughby OH 44094
(440) 975-1047
http://www.checkngo.com/
U Sa Funding Services
34912 Ridge Rd
Willoughby OH 44094
(440) 602-4106
Greater Cleveland Mortgage
30841 Euclid Ave
Willoughby OH 44094
(440) 943-8600
Address
4082 Clark Ave
Willoughby OH
Contact
(440) 946-3069
Address
5650 Hartshire Dr
Willoughby OH
Contact
(440) 951-6037
Address
34912 Ridge Rd
Willoughby OH
Contact
(440) 975-1047
http://www.checkngo.com/