Compare Today’s Mortgage Rates for Willoughby, Ohio
Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Willoughby, Ohio 44096. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $7,640 or $21 / month in Willoughby and surrounding areas of Lake county.
Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Willoughby, Ohio 44096.
Summary of Average Mortgage Terms in Willoughby, Ohio 44096
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Willoughby, OH
To forecast and predict mortgage rates in Willoughby, OH 44096, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Willoughby, Ohio 44096 from 2014 - 2021
We have compiled mortgage rate charts for home loans in Willoughby, Ohio and around Lake county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 88.10% | 86.11% | 84.29% | 84.98% | 89.01% | 88.87% | 88.26% | 91.29% |
| avg mortgage rate | 4.92% | 4.65% | 3.87% | 3.98% | 4.46% | 4.14% | 3.95% | 4.13% |
| % 15 year fixed mortgage | 9.32% | 11.08% | 11.55% | 11.80% | 8.83% | 8.90% | 9.53% | 6.18% |
| avg mortgage rate | 4.33% | 3.90% | 3.13% | 3.07% | 3.45% | 3.26% | 3.09% | 3.35% |
| Avg credit score | 764.20 | 761.60 | 761.12 | 757.85 | 754.42 | 752.43 | 748.57 | 751.22 |
| Avg LTV (loan to value) | 77.20% | 78.49% | 79.82% | 81.45% | 83.49% | 83.86% | 84.12% | 83.42% |
| Avg DTI (debt to income) | 32.79 | 32.24 | 32.15 | 32.33 | 33.37 | 33.33 | 33.62 | 34.22 |
| % First time homebuyer | 31.76% | 28.14% | 28.93% | 30.41% | 35.89% | 36.48% | 33.02% | 35.11% |
| Avg mortgage insurance % | 4.91% | 6.71% | 8.10% | 10.41% | 12.99% | 14.10% | 14.15% | 13.27% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Willoughby, Ohio 44096
If you’re looking to buy a new home in Willoughby, we have compiled a list of the leading mortgage brokers around Willoughby, Ohio 44096 to help you with your search.
Name
Address
Contact
Family Mortgage Service
4082 Clark Ave
Willoughby OH 44096
(440) 946-3069
Gennarelli Barbara
5650 Hartshire Dr
Willoughby OH 44096
(440) 951-6037
Check 'n Go
34912 Ridge Rd
Willoughby OH 44096
(440) 975-1047
http://www.checkngo.com/
U Sa Funding Services
34912 Ridge Rd
Willoughby OH 44096
(440) 602-4106
Greater Cleveland Mortgage
30841 Euclid Ave
Willoughby OH 44096
(440) 943-8600
Address
4082 Clark Ave
Willoughby OH
Contact
(440) 946-3069
Address
5650 Hartshire Dr
Willoughby OH
Contact
(440) 951-6037
Address
34912 Ridge Rd
Willoughby OH
Contact
(440) 975-1047
http://www.checkngo.com/