Compare Today’s Mortgage Rates for Wilmington, Ohio
Pureloan searches mortgage lenders and major banks in Wilmington, Ohio 45177 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $7,120 or $20 / month is expected in Wilmington and other areas of Clinton county.
Pureloan’s search engine explores all home mortgage options in Wilmington, Ohio 45177, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
Summary of Average Mortgage Terms in Wilmington, Ohio 45177
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Interactive Mortgage Rate Projections for Wilmington, OH
To forecast and predict mortgage rates in Wilmington, OH 45177, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Wilmington, Ohio 45177 from 2014 - 2021
We have compiled mortgage rate charts for home loans in Wilmington, Ohio and around Clinton county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 85.80% | 81.55% | 82.21% | 82.91% | 84.66% | 85.22% | 82.63% | 82.19% |
| avg mortgage rate | 4.92% | 4.63% | 3.88% | 3.98% | 4.44% | 4.09% | 3.89% | 4.10% |
| % 15 year fixed mortgage | 10.24% | 12.24% | 14.61% | 14.43% | 11.46% | 11.40% | 13.40% | 12.72% |
| avg mortgage rate | 4.36% | 3.91% | 3.16% | 3.10% | 3.43% | 3.22% | 3.02% | 3.17% |
| Avg credit score | 765.84 | 764.52 | 764.45 | 762.59 | 756.61 | 756.54 | 755.53 | 751.72 |
| Avg LTV (loan to value) | 76.46% | 77.83% | 79.37% | 80.38% | 82.24% | 82.48% | 82.24% | 81.48% |
| Avg DTI (debt to income) | 31.16 | 30.64 | 30.04 | 30.81 | 32.46 | 33.09 | 32.60 | 34.24 |
| % First time homebuyer | 25.29% | 25.14% | 21.70% | 22.37% | 27.91% | 29.67% | 29.67% | 27.54% |
| Avg mortgage insurance % | 5.12% | 6.81% | 8.86% | 10.34% | 12.91% | 13.49% | 12.98% | 12.50% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Wilmington, Ohio 45177
If you’re looking to buy a new home in Wilmington, we have compiled a list of the leading mortgage brokers around Wilmington, Ohio 45177 to help you with your search.
Farm Credit Mid-America ACA
2107 Rombach Ave
Wilmington OH 45177
(937) 382-0939
Ohio Auto Loan Services, Inc.
2855 Progress Way
Wilmington OH 45177
(937) 556-4158
http://www.Ohio514CASH.com
Liberty Federal Savings Bank
3435 Airborne Rd
Wilmington OH 45177
(937) 382-1000
http://libertysavingsbank.com
National Cash Advance
1591 Rombach Ave
Wilmington OH 45177
(937) 383-3481
comments@advanceamerica.net
OneMain Financial
1673 Rombach Ave
Wilmington OH 45177
(937) 382-2516
http://branches.onemainfinancial.com/oh/wilmington/1673-rombach-ave---15.html
Address
2107 Rombach Ave
Wilmington OH
Contact
(937) 382-0939
Address
2855 Progress Way
Wilmington OH
Contact
(937) 556-4158
http://www.Ohio514CASH.com
Address
3435 Airborne Rd
Wilmington OH
Contact
(937) 382-1000
http://libertysavingsbank.com