Compare Today’s Mortgage Rates for Winchester, Ohio
Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Winchester, Ohio 45697. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $5,581 or $16 / month in Winchester and other areas of Adams county.
Our search engine explores all home mortgage options in Winchester, Ohio 45697, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
Summary of Average Mortgage Terms in Winchester, Ohio 45697
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Interactive Mortgage Rate Projections for Winchester, OH
To forecast and predict mortgage rates in Winchester, OH 45697, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Winchester, Ohio 45697 from 2014 - 2021
We have compiled mortgage rate charts for home loans in Winchester, Ohio and around Adams county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 85.80% | 81.55% | 82.21% | 82.91% | 84.66% | 85.22% | 82.63% | 82.19% |
| avg mortgage rate | 4.92% | 4.63% | 3.88% | 3.98% | 4.44% | 4.09% | 3.89% | 4.10% |
| % 15 year fixed mortgage | 10.24% | 12.24% | 14.61% | 14.43% | 11.46% | 11.40% | 13.40% | 12.72% |
| avg mortgage rate | 4.36% | 3.91% | 3.16% | 3.10% | 3.43% | 3.22% | 3.02% | 3.17% |
| Avg credit score | 765.84 | 764.52 | 764.45 | 762.59 | 756.61 | 756.54 | 755.53 | 751.72 |
| Avg LTV (loan to value) | 76.46% | 77.83% | 79.37% | 80.38% | 82.24% | 82.48% | 82.24% | 81.48% |
| Avg DTI (debt to income) | 31.16 | 30.64 | 30.04 | 30.81 | 32.46 | 33.09 | 32.60 | 34.24 |
| % First time homebuyer | 25.29% | 25.14% | 21.70% | 22.37% | 27.91% | 29.67% | 29.67% | 27.54% |
| Avg mortgage insurance % | 5.12% | 6.81% | 8.86% | 10.34% | 12.91% | 13.49% | 12.98% | 12.50% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Winchester, Ohio 45697
If you’re looking to buy a new home in Winchester, we have compiled a list of the leading mortgage brokers around Winchester, Ohio 45697 to help you with your search.
Farm Credit Services of Mid America ACA
18848 State Route 136
Winchester OH 45697
(937) 695-0993
http://e-farmcredit.com
Check 'n Go
743 E State St
Athens OH 45697
(740) 593-5201
http://www.checkngo.com/
OneMain Financial
596 E State St
Athens OH 45697
(740) 593-5561
http://branches.onemainfinancial.com/oh/athens/596-east-state-street.html
Springleaf Financial Services
1013 E State St
Athens OH 45697
(740) 593-7785
https://www.springleaf.com/branches/OH/Athens/45701/611
Concord Mortgage Group
523 Richland Ave
Athens OH 45697
(740) 594-7472
http://www.concordmortgagegroup.com
Address
18848 State Route 136
Winchester OH
Contact
(937) 695-0993
http://e-farmcredit.com
Address
743 E State St
Athens OH
Contact
(740) 593-5201
http://www.checkngo.com/
Address
596 E State St
Athens OH
Contact
(740) 593-5561
http://branches.onemainfinancial.com/oh/athens/596-east-state-street.html