Compare Today’s Mortgage Rates for Xenia, Ohio
Pureloan searches mortgage lenders and major banks in Xenia, Ohio 45385 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $7,120 or $20 / month is expected in Xenia and other areas of Greene county.
Pureloan’s search engine explores all home mortgage options in Xenia, Ohio 45385, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
Summary of Average Mortgage Terms in Xenia, Ohio 45385
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Interactive Mortgage Rate Projections for Xenia, OH
To forecast and predict mortgage rates in Xenia, OH 45385, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Xenia, Ohio 45385 from 2014 - 2021
We have compiled mortgage rate charts for home loans in Xenia, Ohio and around Greene county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 85.80% | 81.55% | 82.21% | 82.91% | 84.66% | 85.22% | 82.63% | 82.19% |
| avg mortgage rate | 4.92% | 4.63% | 3.88% | 3.98% | 4.44% | 4.09% | 3.89% | 4.10% |
| % 15 year fixed mortgage | 10.24% | 12.24% | 14.61% | 14.43% | 11.46% | 11.40% | 13.40% | 12.72% |
| avg mortgage rate | 4.36% | 3.91% | 3.16% | 3.10% | 3.43% | 3.22% | 3.02% | 3.17% |
| Avg credit score | 765.84 | 764.52 | 764.45 | 762.59 | 756.61 | 756.54 | 755.53 | 751.72 |
| Avg LTV (loan to value) | 76.46% | 77.83% | 79.37% | 80.38% | 82.24% | 82.48% | 82.24% | 81.48% |
| Avg DTI (debt to income) | 31.16 | 30.64 | 30.04 | 30.81 | 32.46 | 33.09 | 32.60 | 34.24 |
| % First time homebuyer | 25.29% | 25.14% | 21.70% | 22.37% | 27.91% | 29.67% | 29.67% | 27.54% |
| Avg mortgage insurance % | 5.12% | 6.81% | 8.86% | 10.34% | 12.91% | 13.49% | 12.98% | 12.50% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Xenia, Ohio 45385
If you’re looking to buy a new home in Xenia, we have compiled a list of the leading mortgage brokers around Xenia, Ohio 45385 to help you with your search.
Lady Leffel Realty
889 N Detroit St
Xenia OH 45385
(937) 372-9234
http://ladyleffelrealty.com
Nationwide Bi-Weekly Administration
855 Lower Bellbrook Rd
Xenia OH 45385
(937) 376-5800
customerservice@nbabiweekly.com
Loanmax Title Loans
900 S Patterson Blvd
Dayton OH 45385
(937) 269-0120
https://www.loanmaxtitleloans.net/Locations/OHIO/Dayton/900-S-Patterson-Blvd
Blue Mark Capitol
137 N Main St
Dayton OH 45385
(937) 228-2000
http://www.bluemarkcapital.com
Primary Residential Mortgage
11 W Monument Ave
Dayton OH 45385
(937) 824-7577
http://primaryresidentialmortgage.com
Address
889 N Detroit St
Xenia OH
Contact
(937) 372-9234
http://ladyleffelrealty.com
Address
855 Lower Bellbrook Rd
Xenia OH
Contact
(937) 376-5800
customerservice@nbabiweekly.com
Address
900 S Patterson Blvd
Dayton OH
Contact
(937) 269-0120
https://www.loanmaxtitleloans.net/Locations/OHIO/Dayton/900-S-Patterson-Blvd