Compare Today’s Mortgage Rates in Youngstown, Ohio 44502
Pureloan is a mortgage search engine dedicated to thoroughly searching major lenders and finding you the best mortgage rates in Youngstown, Ohio 44502.
Whether you are seeking a fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, or conforming home mortgage, our search engine explores all the options in Youngstown, Ohio 44502. For a 30-year fixed loan, our calculations show that you can expect to save up to $4,730 over the lifetime of your mortgage, which translates to a monthly savings of $13 in Youngstown and other areas of Mahoning county.
Summary of Average Mortgages in Youngstown, Ohio 44502
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Interactive Mortgage Rate Projections for Youngstown, Ohio 44502
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Youngstown, OH 44502. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Youngstown, Ohio 44502 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Youngstown, Ohio and around Mahoning county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 95.47% | 93.27% | 92.74% | 92.29% | 90.99% | 88.99% | 90.62% | 88.32% | 88.22% |
avg mortgage rate | 6.55% | 4.67% | 3.08% | 3.43% | 4.42% | 4.61% | 4.17% | 3.96% | 4.14% |
% 15 year fixed mortgage | 3.90% | 5.26% | 5.80% | 5.84% | 7.38% | 8.68% | 6.32% | 9.61% | 9.52% |
avg mortgage rate | 5.81% | 3.67% | 2.44% | 2.86% | 3.76% | 3.97% | 3.45% | 3.10% | 3.25% |
Avg credit score | 754.38 | 754.71 | 750.71 | 754.59 | 751.59 | 751.75 | 751.31 | 753.40 | 752.04 |
Avg LTV (loan to value) | 83.05% | 83.54% | 83.98% | 84.68% | 84.06% | 82.63% | 83.70% | 84.40% | 84.02% |
Avg DTI (debt to income) | 36.65 | 35.28 | 34.41 | 34.58 | 34.87 | 34.65 | 33.85 | 33.85 | 33.13 |
% First time homebuyer | 50.79% | 43.28% | 40.11% | 41.59% | 41.12% | 32.94% | 36.67% | 33.93% | 38.87% |
Avg mortgage insurance % | 14.98% | 14.13% | 14.52% | 15.18% | 13.90% | 12.96% | 13.99% | 14.53% | 14.27% |
Best Mortgage Brokers around Youngstown, Ohio 44502
For those searching for a new home in Youngstown, we have compiled a list of the top mortgage brokers located in and around Youngstown, Ohio 44502 to assist you with your search.
Ace Cash Express
2550 1/2 Market St
Youngstown OH 44502
(330) 788-2337
customerservice@acecashexpress.com
American Specialty Equipment Capital
540 N Meridian Rd
Youngstown OH 44502
(330) 270-5401
Cnac
777 N Meridian Rd
Youngstown OH 44502
(330) 799-6900
pr@jdbyrider.com
Ace Cash Express
3306 Mahoning Ave
Youngstown OH 44502
(330) 793-6808
acepresident@acecashexpress.com
PNC Mortgage
20 Central Sq
Youngstown OH 44502
(330) 742-4325
Address
2550 1/2 Market St
Youngstown OH
Contact
(330) 788-2337
customerservice@acecashexpress.com
Address
540 N Meridian Rd
Youngstown OH
Contact
(330) 270-5401
Address
777 N Meridian Rd
Youngstown OH
Contact
(330) 799-6900
pr@jdbyrider.com