Compare Today’s Mortgage Rates for Youngstown, Ohio
Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Youngstown, Ohio 44514. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $2,186 or $6 / month in Youngstown and surrounding areas of Mahoning county.
Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Youngstown, Ohio 44514.
Summary of Average Mortgage Terms in Youngstown, Ohio 44514
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Youngstown, OH
To forecast and predict mortgage rates in Youngstown, OH 44514, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Youngstown, Ohio 44514 from 2014 - 2021
We have compiled mortgage rate charts for home loans in Youngstown, Ohio and around Mahoning county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 88.10% | 86.11% | 84.29% | 84.98% | 89.01% | 88.87% | 88.26% | 91.29% |
| avg mortgage rate | 4.92% | 4.65% | 3.87% | 3.98% | 4.46% | 4.14% | 3.95% | 4.13% |
| % 15 year fixed mortgage | 9.32% | 11.08% | 11.55% | 11.80% | 8.83% | 8.90% | 9.53% | 6.18% |
| avg mortgage rate | 4.33% | 3.90% | 3.13% | 3.07% | 3.45% | 3.26% | 3.09% | 3.35% |
| Avg credit score | 764.20 | 761.60 | 761.12 | 757.85 | 754.42 | 752.43 | 748.57 | 751.22 |
| Avg LTV (loan to value) | 77.20% | 78.49% | 79.82% | 81.45% | 83.49% | 83.86% | 84.12% | 83.42% |
| Avg DTI (debt to income) | 32.79 | 32.24 | 32.15 | 32.33 | 33.37 | 33.33 | 33.62 | 34.22 |
| % First time homebuyer | 31.76% | 28.14% | 28.93% | 30.41% | 35.89% | 36.48% | 33.02% | 35.11% |
| Avg mortgage insurance % | 4.91% | 6.71% | 8.10% | 10.41% | 12.99% | 14.10% | 14.15% | 13.27% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Youngstown, Ohio 44514
If you’re looking to buy a new home in Youngstown, we have compiled a list of the leading mortgage brokers around Youngstown, Ohio 44514 to help you with your search.
Name
Address
Contact
Ace Cash Express
2550 1/2 Market St
Youngstown OH 44514
(330) 788-2337
customerservice@acecashexpress.com
American Specialty Equipment Capital
540 N Meridian Rd
Youngstown OH 44514
(330) 270-5401
Cnac
777 N Meridian Rd
Youngstown OH 44514
(330) 799-6900
pr@jdbyrider.com
Ace Cash Express
3306 Mahoning Ave
Youngstown OH 44514
(330) 793-6808
acepresident@acecashexpress.com
PNC Mortgage
20 Central Sq
Youngstown OH 44514
(330) 742-4325
Address
2550 1/2 Market St
Youngstown OH
Contact
(330) 788-2337
customerservice@acecashexpress.com
Address
540 N Meridian Rd
Youngstown OH
Contact
(330) 270-5401
Address
777 N Meridian Rd
Youngstown OH
Contact
(330) 799-6900
pr@jdbyrider.com