Compare Today’s Mortgage Rates for Youngstown, Ohio

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Youngstown, Ohio 44514. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $587 or $2 / month in Youngstown and surrounding areas of Mahoning county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Youngstown, Ohio 44514.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Youngstown, Ohio 44514

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Youngstown, OH

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Youngstown, OH 44514, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Youngstown, OH

Historical Mortgage Rates for Youngstown, Ohio 44514 from 2013 - 2020

We have compiled mortgage rate charts for home loans in Youngstown, Ohio and around Mahoning county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 88.10% 86.11% 84.29% 84.98% 89.01% 88.87% 88.26% 91.29%
avg mortgage rate 4.92% 4.65% 3.87% 3.98% 4.46% 4.14% 3.95% 4.13%
% 15 year fixed mortgage 9.32% 11.08% 11.55% 11.80% 8.83% 8.90% 9.53% 6.18%
avg mortgage rate 4.33% 3.90% 3.13% 3.07% 3.45% 3.26% 3.09% 3.35%
Avg credit score 764.20 761.60 761.12 757.85 754.42 752.43 748.57 751.22
Avg LTV (loan to value) 77.20% 78.49% 79.82% 81.45% 83.49% 83.86% 84.12% 83.42%
Avg DTI (debt to income) 32.79 32.24 32.15 32.33 33.37 33.33 33.62 34.22
% First time homebuyer 31.76% 28.14% 28.93% 30.41% 35.89% 36.48% 33.02% 35.11%
Avg mortgage insurance % 4.91% 6.71% 8.10% 10.41% 12.99% 14.10% 14.15% 13.27%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Youngstown, Ohio 44514

If you’re looking to buy a new home in Youngstown, we have compiled a list of the leading mortgage brokers around Youngstown, Ohio 44514 to help you with your search.

Name
Address
Contact

Ace Cash Express

2550 1/2 Market St

Youngstown OH 44514

(330) 788-2337

customerservice@acecashexpress.com

American Specialty Equipment Capital

540 N Meridian Rd

Youngstown OH 44514

(330) 270-5401

Cnac

777 N Meridian Rd

Youngstown OH 44514

(330) 799-6900

pr@jdbyrider.com

Ace Cash Express

3306 Mahoning Ave

Youngstown OH 44514

(330) 793-6808

acepresident@acecashexpress.com

PNC Mortgage

20 Central Sq

Youngstown OH 44514

(330) 742-4325

Address

2550 1/2 Market St

Youngstown OH

Contact

(330) 788-2337

customerservice@acecashexpress.com

Address

540 N Meridian Rd

Youngstown OH

Contact

(330) 270-5401

Address

777 N Meridian Rd

Youngstown OH

Contact

(330) 799-6900

pr@jdbyrider.com

News on Mortgages and Reverse Mortgages for Youngstown, Ohio 44514