Compare Today’s Mortgage Rates for Elk City, Oklahoma

Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Elk City, Oklahoma 73644. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $7,616 or $21 / month in Elk City and other areas of Beckham county.

Our search engine explores all home mortgage options in Elk City, Oklahoma 73644, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Elk City, Oklahoma 73644

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Elk City, OK

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Elk City, OK 73644, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Elk City, OK

Historical Mortgage Rates for Elk City, Oklahoma 73644 from 2014 - 2021

We have compiled mortgage rate charts for home loans in Elk City, Oklahoma and around Beckham county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed mortgage 81.41% 77.18% 78.85% 80.81% 83.51% 82.68% 86.37% 84.66%
avg mortgage rate 4.99% 4.75% 3.92% 3.99% 4.48% 4.12% 3.96% 4.21%
% 15 year fixed mortgage 15.67% 19.00% 17.68% 16.66% 13.70% 14.10% 11.43% 12.82%
avg mortgage rate 4.37% 4.03% 3.34% 3.18% 3.57% 3.38% 3.23% 3.38%
Avg credit score 759.16 759.12 758.56 755.78 752.54 750.60 749.80 752.10
Avg LTV (loan to value) 76.38% 78.04% 80.80% 81.62% 82.23% 81.76% 82.17% 81.70%
Avg DTI (debt to income) 31.29 31.43 31.27 31.23 32.02 31.77 32.91 33.22
% First time homebuyer 25.03% 23.07% 22.46% 29.58% 30.77% 31.56% 28.40% 30.78%
Avg mortgage insurance % 4.77% 6.13% 10.13% 10.98% 12.15% 11.82% 11.54% 10.52%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Elk City, Oklahoma 73644

If you’re looking to buy a new home in Elk City, we have compiled a list of the leading mortgage brokers around Elk City, Oklahoma 73644 to help you with your search.

Name
Address
Contact

Farm Credit of Western Oklahoma

101 Carter Rd

Elk City OK 73644

(580) 821-9200

http://www.fcwestok.com

Courtesy Loans

105 W 5th St

Elk City OK 73644

(580) 243-0467

World Acceptance Corporation

208 W Broadway Ave

Elk City OK 73644

(580) 225-6339

http://worldacceptance.com

Check 'n Go

1602 1/2 W 3rd St

Elk City OK 73644

(580) 225-6653

comments@checkngo.com

Address

101 Carter Rd

Elk City OK

Contact

(580) 821-9200

http://www.fcwestok.com

Address

105 W 5th St

Elk City OK

Contact

(580) 243-0467

Address

208 W Broadway Ave

Elk City OK

Contact

(580) 225-6339

http://worldacceptance.com