Compare Today’s Mortgage Rates for Elk City, Oklahoma
Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Elk City, Oklahoma 73644. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $7,616 or $21 / month in Elk City and other areas of Beckham county.
Our search engine explores all home mortgage options in Elk City, Oklahoma 73644, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
Summary of Average Mortgage Terms in Elk City, Oklahoma 73644
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APR
Expected Savings
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Total Closing Costs
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Interactive Mortgage Rate Projections for Elk City, OK
To forecast and predict mortgage rates in Elk City, OK 73644, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Elk City, Oklahoma 73644 from 2014 - 2021
We have compiled mortgage rate charts for home loans in Elk City, Oklahoma and around Beckham county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 81.41% | 77.18% | 78.85% | 80.81% | 83.51% | 82.68% | 86.37% | 84.66% |
| avg mortgage rate | 4.99% | 4.75% | 3.92% | 3.99% | 4.48% | 4.12% | 3.96% | 4.21% |
| % 15 year fixed mortgage | 15.67% | 19.00% | 17.68% | 16.66% | 13.70% | 14.10% | 11.43% | 12.82% |
| avg mortgage rate | 4.37% | 4.03% | 3.34% | 3.18% | 3.57% | 3.38% | 3.23% | 3.38% |
| Avg credit score | 759.16 | 759.12 | 758.56 | 755.78 | 752.54 | 750.60 | 749.80 | 752.10 |
| Avg LTV (loan to value) | 76.38% | 78.04% | 80.80% | 81.62% | 82.23% | 81.76% | 82.17% | 81.70% |
| Avg DTI (debt to income) | 31.29 | 31.43 | 31.27 | 31.23 | 32.02 | 31.77 | 32.91 | 33.22 |
| % First time homebuyer | 25.03% | 23.07% | 22.46% | 29.58% | 30.77% | 31.56% | 28.40% | 30.78% |
| Avg mortgage insurance % | 4.77% | 6.13% | 10.13% | 10.98% | 12.15% | 11.82% | 11.54% | 10.52% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Elk City, Oklahoma 73644
If you’re looking to buy a new home in Elk City, we have compiled a list of the leading mortgage brokers around Elk City, Oklahoma 73644 to help you with your search.
Name
Address
Contact
Farm Credit of Western Oklahoma
101 Carter Rd
Elk City OK 73644
(580) 821-9200
http://www.fcwestok.com
Courtesy Loans
105 W 5th St
Elk City OK 73644
(580) 243-0467
World Acceptance Corporation
208 W Broadway Ave
Elk City OK 73644
(580) 225-6339
http://worldacceptance.com
Check 'n Go
1602 1/2 W 3rd St
Elk City OK 73644
(580) 225-6653
comments@checkngo.com
Address
101 Carter Rd
Elk City OK
Contact
(580) 821-9200
http://www.fcwestok.com
Address
105 W 5th St
Elk City OK
Contact
(580) 243-0467
Address
208 W Broadway Ave
Elk City OK
Contact
(580) 225-6339
http://worldacceptance.com