Compare Today’s Mortgage Rates in Elk City, Oklahoma 73648
Pureloan is a mortgage search engine dedicated to thoroughly searching major lenders and finding you the best mortgage rates in Elk City, Oklahoma 73648.
Whether you are seeking a fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, or conforming home mortgage, our search engine explores all the options in Elk City, Oklahoma 73648. For a 30-year fixed loan, our calculations show that you can expect to save up to $5,005 over the lifetime of your mortgage, which translates to a monthly savings of $14 in Elk City and other areas of Beckham county.
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Summary of Average Mortgages in Elk City, Oklahoma 73648
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Elk City, Oklahoma 73648
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Elk City, OK 73648. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Elk City, Oklahoma 73648 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Elk City, Oklahoma and around Beckham county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 95.14% | 92.57% | 91.62% | 89.87% | 88.66% | 87.61% | 86.39% | 86.68% | 81.36% |
avg mortgage rate | 6.48% | 4.66% | 3.05% | 3.39% | 4.44% | 4.69% | 4.23% | 3.93% | 4.10% |
% 15 year fixed mortgage | 3.70% | 5.96% | 6.56% | 7.97% | 8.95% | 9.29% | 11.20% | 10.87% | 14.51% |
avg mortgage rate | 5.77% | 3.83% | 2.47% | 2.96% | 3.97% | 4.13% | 3.47% | 3.20% | 3.36% |
Avg credit score | 753.86 | 765.63 | 757.38 | 759.23 | 754.78 | 761.79 | 753.95 | 750.07 | 750.82 |
Avg LTV (loan to value) | 79.39% | 80.78% | 83.02% | 83.94% | 83.49% | 80.93% | 82.21% | 82.81% | 81.57% |
Avg DTI (debt to income) | 36.78 | 35.06 | 33.25 | 33.26 | 34.18 | 34.03 | 33.12 | 33.09 | 31.43 |
% First time homebuyer | 35.53% | 30.84% | 29.16% | 30.74% | 29.60% | 21.98% | 24.63% | 22.32% | 24.29% |
Avg mortgage insurance % | 12.45% | 12.51% | 13.75% | 14.70% | 14.14% | 11.25% | 11.68% | 12.58% | 11.92% |
Best Mortgage Brokers around Elk City, Oklahoma 73648
For those searching for a new home in Elk City, we have compiled a list of the top mortgage brokers located in and around Elk City, Oklahoma 73648 to assist you with your search.
Name
Address
Contact
Farm Credit of Western Oklahoma
101 Carter Rd
Elk City OK 73648
(580) 821-9200
http://www.fcwestok.com
Courtesy Loans
105 W 5th St
Elk City OK 73648
(580) 243-0467
World Acceptance Corporation
208 W Broadway Ave
Elk City OK 73648
(580) 225-6339
http://worldacceptance.com
Check 'n Go
1602 1/2 W 3rd St
Elk City OK 73648
(580) 225-6653
comments@checkngo.com
First Paycheck
500 S Main St
Hobart OK 73648
(580) 726-3500
Address
101 Carter Rd
Elk City OK
Contact
(580) 821-9200
http://www.fcwestok.com
Address
105 W 5th St
Elk City OK
Contact
(580) 243-0467
Address
208 W Broadway Ave
Elk City OK
Contact
(580) 225-6339
http://worldacceptance.com