Compare Today’s Mortgage Rates for Fay, Oklahoma
Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Fay, Oklahoma 73646. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $6,193 or $17 / month in Fay and surrounding areas of Dewey county.
Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Fay, Oklahoma 73646.
Summary of Average Mortgage Terms in Fay, Oklahoma 73646
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs


Become a certified mortgage expert on Pureloan.com
in Fay, Oklahoma 73646
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive Mortgage Rate Projections for Fay, OK
To forecast and predict mortgage rates in Fay, OK 73646, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Fay, Oklahoma 73646 from 2014 - 2021
We have compiled mortgage rate charts for home loans in Fay, Oklahoma and around Dewey county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | |
---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 81.41% | 77.18% | 78.85% | 80.81% | 83.51% | 82.68% | 86.37% | 84.66% |
avg mortgage rate | 4.99% | 4.75% | 3.92% | 3.99% | 4.48% | 4.12% | 3.96% | 4.21% |
% 15 year fixed mortgage | 15.67% | 19.00% | 17.68% | 16.66% | 13.70% | 14.10% | 11.43% | 12.82% |
avg mortgage rate | 4.37% | 4.03% | 3.34% | 3.18% | 3.57% | 3.38% | 3.23% | 3.38% |
Avg credit score | 759.16 | 759.12 | 758.56 | 755.78 | 752.54 | 750.60 | 749.80 | 752.10 |
Avg LTV (loan to value) | 76.38% | 78.04% | 80.80% | 81.62% | 82.23% | 81.76% | 82.17% | 81.70% |
Avg DTI (debt to income) | 31.29 | 31.43 | 31.27 | 31.23 | 32.02 | 31.77 | 32.91 | 33.22 |
% First time homebuyer | 25.03% | 23.07% | 22.46% | 29.58% | 30.77% | 31.56% | 28.40% | 30.78% |
Avg mortgage insurance % | 4.77% | 6.13% | 10.13% | 10.98% | 12.15% | 11.82% | 11.54% | 10.52% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Fay, Oklahoma 73646
If you’re looking to buy a new home in Fay, we have compiled a list of the leading mortgage brokers around Fay, Oklahoma 73646 to help you with your search.
Name
Address
Contact
First Paycheck
500 S Main St
Hobart OK 73646
(580) 726-3500
Cash Depot
923 W 11th St
Hobart OK 73646
(580) 726-3650
Check 'n Go
1602 1/2 W 3rd St
Elk City OK 73646
(580) 225-6653
comments@checkngo.com
World Acceptance Corporation
208 W Broadway Ave
Elk City OK 73646
(580) 225-6339
http://worldacceptance.com
Courtesy Loans
105 W 5th St
Elk City OK 73646
(580) 243-0467
Address
500 S Main St
Hobart OK
Contact
(580) 726-3500
Address
923 W 11th St
Hobart OK
Contact
(580) 726-3650
Address
1602 1/2 W 3rd St
Elk City OK
Contact
(580) 225-6653
comments@checkngo.com