Compare Today’s Mortgage Rates for Jay, Oklahoma
Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Jay, Oklahoma 74346. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $6,812 or $19 / month in Jay and other areas of Delaware county.
Our search engine explores all home mortgage options in Jay, Oklahoma 74346, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
Summary of Average Mortgage Terms in Jay, Oklahoma 74346
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs


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Interactive Mortgage Rate Projections for Jay, OK
To forecast and predict mortgage rates in Jay, OK 74346, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Jay, Oklahoma 74346 from 2014 - 2021
We have compiled mortgage rate charts for home loans in Jay, Oklahoma and around Delaware county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | |
---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 87.56% | 84.09% | 86.16% | 85.07% | 89.14% | 86.93% | 91.07% | 90.45% |
avg mortgage rate | 4.96% | 4.69% | 3.92% | 3.96% | 4.44% | 4.09% | 3.90% | 4.05% |
% 15 year fixed mortgage | 9.89% | 13.14% | 11.11% | 12.94% | 9.37% | 10.60% | 7.13% | 7.52% |
avg mortgage rate | 4.38% | 3.96% | 3.24% | 3.12% | 3.43% | 3.27% | 3.09% | 3.48% |
Avg credit score | 761.29 | 760.93 | 758.16 | 758.68 | 753.67 | 751.23 | 749.29 | 751.17 |
Avg LTV (loan to value) | 74.20% | 76.97% | 78.03% | 78.49% | 80.05% | 80.04% | 81.88% | 81.03% |
Avg DTI (debt to income) | 32.22 | 32.27 | 32.33 | 32.60 | 33.19 | 33.44 | 34.23 | 35.46 |
% First time homebuyer | 32.10% | 30.83% | 29.42% | 31.55% | 35.23% | 36.28% | 33.32% | 35.67% |
Avg mortgage insurance % | 3.97% | 6.23% | 8.27% | 8.94% | 10.47% | 11.26% | 12.10% | 11.55% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Jay, Oklahoma 74346
If you’re looking to buy a new home in Jay, we have compiled a list of the leading mortgage brokers around Jay, Oklahoma 74346 to help you with your search.
Name
Address
Contact
Carteret Mortgage Fax
2029 S Main St
Jay OK 74346
(918) 253-8425
World Acceptance
129 N Main St
Jay OK 74346
(918) 253-6554
wac200@worldacceptance.net
Cashfast Loans
1029 E Steve Owens Blvd
Miami OK 74346
(918) 540-1161
Afc Loans
1029 E Steve Owens Blvd
Miami OK 74346
(918) 540-2274
Empire Finance of Miami
1815 N Main St
Miami OK 74346
(918) 542-2866
Address
2029 S Main St
Jay OK
Contact
(918) 253-8425
Address
129 N Main St
Jay OK
Contact
(918) 253-6554
wac200@worldacceptance.net
Address
1029 E Steve Owens Blvd
Miami OK
Contact
(918) 540-1161