Compare Today’s Mortgage Rates for Jay, Oklahoma

Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Jay, Oklahoma 74346. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $2,098 or $6 / month in Jay and other areas of Delaware county.

Our search engine explores all home mortgage options in Jay, Oklahoma 74346, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Jay, Oklahoma 74346

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Jay, OK

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Jay, OK 74346, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Jay, OK

Historical Mortgage Rates for Jay, Oklahoma 74346 from 2013 - 2020

We have compiled mortgage rate charts for home loans in Jay, Oklahoma and around Delaware county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 87.56% 84.09% 86.16% 85.07% 89.14% 86.93% 91.07% 90.45%
avg mortgage rate 4.96% 4.69% 3.92% 3.96% 4.44% 4.09% 3.90% 4.05%
% 15 year fixed mortgage 9.89% 13.14% 11.11% 12.94% 9.37% 10.60% 7.13% 7.52%
avg mortgage rate 4.38% 3.96% 3.24% 3.12% 3.43% 3.27% 3.09% 3.48%
Avg credit score 761.29 760.93 758.16 758.68 753.67 751.23 749.29 751.17
Avg LTV (loan to value) 74.20% 76.97% 78.03% 78.49% 80.05% 80.04% 81.88% 81.03%
Avg DTI (debt to income) 32.22 32.27 32.33 32.60 33.19 33.44 34.23 35.46
% First time homebuyer 32.10% 30.83% 29.42% 31.55% 35.23% 36.28% 33.32% 35.67%
Avg mortgage insurance % 3.97% 6.23% 8.27% 8.94% 10.47% 11.26% 12.10% 11.55%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Jay, Oklahoma 74346

If you’re looking to buy a new home in Jay, we have compiled a list of the leading mortgage brokers around Jay, Oklahoma 74346 to help you with your search.

Name
Address
Contact

Carteret Mortgage Fax

2029 S Main St

Jay OK 74346

(918) 253-8425

World Acceptance

129 N Main St

Jay OK 74346

(918) 253-6554

wac200@worldacceptance.net

Cashfast Loans

1029 E Steve Owens Blvd

Miami OK 74346

(918) 540-1161

Afc Loans

1029 E Steve Owens Blvd

Miami OK 74346

(918) 540-2274

Empire Finance of Miami

1815 N Main St

Miami OK 74346

(918) 542-2866

Address

2029 S Main St

Jay OK

Contact

(918) 253-8425

Address

129 N Main St

Jay OK

Contact

(918) 253-6554

wac200@worldacceptance.net

Address

1029 E Steve Owens Blvd

Miami OK

Contact

(918) 540-1161

News on Mortgages and Reverse Mortgages for Jay, Oklahoma 74346