Compare Today’s Mortgage Rates for Lamont, Oklahoma
Pureloan searches mortgage lenders and major banks in Lamont, Oklahoma 74643 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $3,196 or $9 / month is expected in Lamont and other areas of Grant county.
Pureloan’s search engine explores all home mortgage options in Lamont, Oklahoma 74643, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
Summary of Average Mortgage Terms in Lamont, Oklahoma 74643


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Interactive Mortgage Rate Projections for Lamont, OK
To forecast and predict mortgage rates in Lamont, OK 74643, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Lamont, Oklahoma 74643 from 2014 - 2021
We have compiled mortgage rate charts for home loans in Lamont, Oklahoma and around Grant county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | |
---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 87.56% | 84.09% | 86.16% | 85.07% | 89.14% | 86.93% | 91.07% | 90.45% |
avg mortgage rate | 4.96% | 4.69% | 3.92% | 3.96% | 4.44% | 4.09% | 3.90% | 4.05% |
% 15 year fixed mortgage | 9.89% | 13.14% | 11.11% | 12.94% | 9.37% | 10.60% | 7.13% | 7.52% |
avg mortgage rate | 4.38% | 3.96% | 3.24% | 3.12% | 3.43% | 3.27% | 3.09% | 3.48% |
Avg credit score | 761.29 | 760.93 | 758.16 | 758.68 | 753.67 | 751.23 | 749.29 | 751.17 |
Avg LTV (loan to value) | 74.20% | 76.97% | 78.03% | 78.49% | 80.05% | 80.04% | 81.88% | 81.03% |
Avg DTI (debt to income) | 32.22 | 32.27 | 32.33 | 32.60 | 33.19 | 33.44 | 34.23 | 35.46 |
% First time homebuyer | 32.10% | 30.83% | 29.42% | 31.55% | 35.23% | 36.28% | 33.32% | 35.67% |
Avg mortgage insurance % | 3.97% | 6.23% | 8.27% | 8.94% | 10.47% | 11.26% | 12.10% | 11.55% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Lamont, Oklahoma 74643
If you’re looking to buy a new home in Lamont, we have compiled a list of the leading mortgage brokers around Lamont, Oklahoma 74643 to help you with your search.
First National Bank of Oklahoma
1324 E Grand Ave
Ponca City OK 74643
(580) 762-2265
Western Shamrock Corporation
424 W Grand Ave
Ponca City OK 74643
(580) 762-8833
http://www.westernshamrock.com
City Finance
200 S 4th St
Ponca City OK 74643
(580) 762-1882
http://cityfinancetexas.com
Federal Land Bank Association of Ponca City
1909 Lake Rd
Ponca City OK 74643
(580) 765-5690
Ponca Finance
202 E Central Ave
Ponca City OK 74643
(580) 762-1261
Address
1324 E Grand Ave
Ponca City OK
Contact
(580) 762-2265
Address
424 W Grand Ave
Ponca City OK
Contact
(580) 762-8833
http://www.westernshamrock.com
Address
200 S 4th St
Ponca City OK
Contact
(580) 762-1882
http://cityfinancetexas.com