Compare Today’s Mortgage Rates in Lane, Oklahoma 74555
Pureloan is a mortgage search engine that finds the best mortgage rates from top mortgage lenders and major banks in Lane, Oklahoma 74555.
After exploring all the mortgage options such as fixed-rate, ARM, FHA, VA, USDA, conventional, jumbo, and conforming home mortgages, our calculations show you can save up to $5,839 over the lifetime of your 30-year fixed loan, or a monthly savings of $16 in Lane and other areas of Atoka county. Pureloan is designed to help you find the right mortgage for your financial situation with the most competitive rates available.
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Summary of Average Mortgages in Lane, Oklahoma 74555
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Lane, Oklahoma 74555
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Lane, OK 74555. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Lane, Oklahoma 74555 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Lane, Oklahoma and around Atoka county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 95.09% | 93.11% | 90.84% | 89.70% | 90.76% | 86.44% | 85.09% | 87.00% | 83.27% |
| avg mortgage rate | 6.51% | 4.63% | 3.05% | 3.36% | 4.42% | 4.69% | 4.17% | 3.89% | 4.07% |
| % 15 year fixed mortgage | 4.32% | 5.17% | 7.36% | 8.33% | 7.35% | 10.68% | 11.36% | 10.43% | 13.59% |
| avg mortgage rate | 5.56% | 3.86% | 2.50% | 2.89% | 3.76% | 4.08% | 3.47% | 3.09% | 3.29% |
| Avg credit score | 750.96 | 752.10 | 753.79 | 755.23 | 751.50 | 756.16 | 755.90 | 749.80 | 751.75 |
| Avg LTV (loan to value) | 80.61% | 82.08% | 83.80% | 84.95% | 84.75% | 81.54% | 82.68% | 83.54% | 82.58% |
| Avg DTI (debt to income) | 36.54 | 35.08 | 33.52 | 33.47 | 34.00 | 33.15 | 33.10 | 31.88 | 30.88 |
| % First time homebuyer | 33.18% | 31.56% | 29.08% | 33.12% | 31.82% | 21.44% | 19.48% | 18.62% | 24.52% |
| Avg mortgage insurance % | 12.79% | 13.79% | 14.51% | 16.08% | 15.29% | 12.35% | 12.84% | 13.91% | 13.44% |
Best Mortgage Brokers around Lane, Oklahoma 74555
For those searching for a new home in Lane, we have compiled a list of the top mortgage brokers located in and around Lane, Oklahoma 74555 to assist you with your search.
Name
Address
Contact
First National Bank of Oklahoma
1324 E Grand Ave
Ponca City OK 74555
(580) 762-2265
Western Shamrock Corporation
424 W Grand Ave
Ponca City OK 74555
(580) 762-8833
http://www.westernshamrock.com
City Finance
200 S 4th St
Ponca City OK 74555
(580) 762-1882
http://cityfinancetexas.com
Federal Land Bank Association of Ponca City
1909 Lake Rd
Ponca City OK 74555
(580) 765-5690
Ponca Finance
202 E Central Ave
Ponca City OK 74555
(580) 762-1261
Address
1324 E Grand Ave
Ponca City OK
Contact
(580) 762-2265
Address
424 W Grand Ave
Ponca City OK
Contact
(580) 762-8833
http://www.westernshamrock.com
Address
200 S 4th St
Ponca City OK
Contact
(580) 762-1882
http://cityfinancetexas.com