Compare Today’s Mortgage Rates for Miami, Oklahoma
Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Miami, Oklahoma 74355. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $4,293 or $12 / month in Miami and surrounding areas of Ottawa county.
Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Miami, Oklahoma 74355.
Summary of Average Mortgage Terms in Miami, Oklahoma 74355
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Miami, OK
To forecast and predict mortgage rates in Miami, OK 74355, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Miami, Oklahoma 74355 from 2014 - 2021
We have compiled mortgage rate charts for home loans in Miami, Oklahoma and around Ottawa county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 87.56% | 84.09% | 86.16% | 85.07% | 89.14% | 86.93% | 91.07% | 90.45% |
| avg mortgage rate | 4.96% | 4.69% | 3.92% | 3.96% | 4.44% | 4.09% | 3.90% | 4.05% |
| % 15 year fixed mortgage | 9.89% | 13.14% | 11.11% | 12.94% | 9.37% | 10.60% | 7.13% | 7.52% |
| avg mortgage rate | 4.38% | 3.96% | 3.24% | 3.12% | 3.43% | 3.27% | 3.09% | 3.48% |
| Avg credit score | 761.29 | 760.93 | 758.16 | 758.68 | 753.67 | 751.23 | 749.29 | 751.17 |
| Avg LTV (loan to value) | 74.20% | 76.97% | 78.03% | 78.49% | 80.05% | 80.04% | 81.88% | 81.03% |
| Avg DTI (debt to income) | 32.22 | 32.27 | 32.33 | 32.60 | 33.19 | 33.44 | 34.23 | 35.46 |
| % First time homebuyer | 32.10% | 30.83% | 29.42% | 31.55% | 35.23% | 36.28% | 33.32% | 35.67% |
| Avg mortgage insurance % | 3.97% | 6.23% | 8.27% | 8.94% | 10.47% | 11.26% | 12.10% | 11.55% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Miami, Oklahoma 74355
If you’re looking to buy a new home in Miami, we have compiled a list of the leading mortgage brokers around Miami, Oklahoma 74355 to help you with your search.
Name
Address
Contact
Bell Finance
1421 E Steve Owens Blvd
Miami OK 74355
(918) 542-4766
Nobel Finance
843 N Main St
Miami OK 74355
(918) 542-7487
Continental Credit Corporation
1429 E Steve Owens Blvd
Miami OK 74355
(918) 542-5222
Wells Fargo Home Mortgage
1427 E Steve Owens Blvd
Miami OK 74355
(918) 540-1124
http://www.wellsfargo.com/mortgage/
Quad States Financial Services
139 N Main St
Miami OK 74355
(918) 542-3348
Address
1421 E Steve Owens Blvd
Miami OK
Contact
(918) 542-4766
Address
843 N Main St
Miami OK
Contact
(918) 542-7487
Address
1429 E Steve Owens Blvd
Miami OK
Contact
(918) 542-5222