Compare Today’s Mortgage Rates for Perkins, Oklahoma
Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Perkins, Oklahoma 74059. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $7,616 or $21 / month in Perkins and surrounding areas of Payne county.
Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Perkins, Oklahoma 74059.
Summary of Average Mortgage Terms in Perkins, Oklahoma 74059


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Interactive Mortgage Rate Projections for Perkins, OK
To forecast and predict mortgage rates in Perkins, OK 74059, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Perkins, Oklahoma 74059 from 2014 - 2021
We have compiled mortgage rate charts for home loans in Perkins, Oklahoma and around Payne county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | |
---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 87.56% | 84.09% | 86.16% | 85.07% | 89.14% | 86.93% | 91.07% | 90.45% |
avg mortgage rate | 4.96% | 4.69% | 3.92% | 3.96% | 4.44% | 4.09% | 3.90% | 4.05% |
% 15 year fixed mortgage | 9.89% | 13.14% | 11.11% | 12.94% | 9.37% | 10.60% | 7.13% | 7.52% |
avg mortgage rate | 4.38% | 3.96% | 3.24% | 3.12% | 3.43% | 3.27% | 3.09% | 3.48% |
Avg credit score | 761.29 | 760.93 | 758.16 | 758.68 | 753.67 | 751.23 | 749.29 | 751.17 |
Avg LTV (loan to value) | 74.20% | 76.97% | 78.03% | 78.49% | 80.05% | 80.04% | 81.88% | 81.03% |
Avg DTI (debt to income) | 32.22 | 32.27 | 32.33 | 32.60 | 33.19 | 33.44 | 34.23 | 35.46 |
% First time homebuyer | 32.10% | 30.83% | 29.42% | 31.55% | 35.23% | 36.28% | 33.32% | 35.67% |
Avg mortgage insurance % | 3.97% | 6.23% | 8.27% | 8.94% | 10.47% | 11.26% | 12.10% | 11.55% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Perkins, Oklahoma 74059
If you’re looking to buy a new home in Perkins, we have compiled a list of the leading mortgage brokers around Perkins, Oklahoma 74059 to help you with your search.
Ace Cash Express
250 S Highway 97
Sand Springs OK 74059
(918) 241-7885
customerservice@acecashexpress.com
Tower Loans
110 N Garfield Ave
Sand Springs OK 74059
(918) 241-2274
http://www.okdocc.state.ok.us/
World Acceptance
100 E 2nd St
Sand Springs OK 74059
(918) 245-9575
http://worldacceptance.com
SPRING LEAF FINANCIAL Service
3957 S Highway 97
Sand Springs OK 74059
(918) 246-3439
http://www.springleaffinancial.com/
Great Plains Mortgage
214 N Main St
Sand Springs OK 74059
(918) 245-2127
Address
250 S Highway 97
Sand Springs OK
Contact
(918) 241-7885
customerservice@acecashexpress.com
Address
110 N Garfield Ave
Sand Springs OK
Contact
(918) 241-2274
http://www.okdocc.state.ok.us/
Address
100 E 2nd St
Sand Springs OK
Contact
(918) 245-9575
http://worldacceptance.com