Compare Today’s Mortgage Rates for Ponca City, Oklahoma

Pureloan searches mortgage lenders and major banks in Ponca City, Oklahoma 74604 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $1,129 or $3 / month is expected in Ponca City and other areas of Kay county.

Pureloan’s search engine explores all home mortgage options in Ponca City, Oklahoma 74604, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Ponca City, Oklahoma 74604

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Ponca City, OK

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Ponca City, OK 74604, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Ponca City, OK

Historical Mortgage Rates for Ponca City, Oklahoma 74604 from 2013 - 2020

We have compiled mortgage rate charts for home loans in Ponca City, Oklahoma and around Kay county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 87.56% 84.09% 86.16% 85.07% 89.14% 86.93% 91.07% 90.45%
avg mortgage rate 4.96% 4.69% 3.92% 3.96% 4.44% 4.09% 3.90% 4.05%
% 15 year fixed mortgage 9.89% 13.14% 11.11% 12.94% 9.37% 10.60% 7.13% 7.52%
avg mortgage rate 4.38% 3.96% 3.24% 3.12% 3.43% 3.27% 3.09% 3.48%
Avg credit score 761.29 760.93 758.16 758.68 753.67 751.23 749.29 751.17
Avg LTV (loan to value) 74.20% 76.97% 78.03% 78.49% 80.05% 80.04% 81.88% 81.03%
Avg DTI (debt to income) 32.22 32.27 32.33 32.60 33.19 33.44 34.23 35.46
% First time homebuyer 32.10% 30.83% 29.42% 31.55% 35.23% 36.28% 33.32% 35.67%
Avg mortgage insurance % 3.97% 6.23% 8.27% 8.94% 10.47% 11.26% 12.10% 11.55%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Ponca City, Oklahoma 74604

If you’re looking to buy a new home in Ponca City, we have compiled a list of the leading mortgage brokers around Ponca City, Oklahoma 74604 to help you with your search.

Name
Address
Contact

American AG Credit

1909 Lake Rd

Ponca City OK 74604

(580) 765-5690

http://www.agloan.com

Promortgage

525 Monument Rd

Ponca City OK 74604

(580) 718-0605

Springleaf Financial Service

2229 El Camino St

Ponca City OK 74604

(580) 762-5502

http://springleaffinancial.com/

Noll Henry Real Estate

525 Monument Rd

Ponca City OK 74604

(580) 762-0400

emailhelp@century21.com

Yes Finance Co.

200 E Central Ave

Ponca City OK 74604

(580) 765-0665

Address

1909 Lake Rd

Ponca City OK

Contact

(580) 765-5690

http://www.agloan.com

Address

525 Monument Rd

Ponca City OK

Contact

(580) 718-0605

Address

2229 El Camino St

Ponca City OK

Contact

(580) 762-5502

http://springleaffinancial.com/

News on Mortgages and Reverse Mortgages for Ponca City, Oklahoma 74604