Compare Today’s Mortgage Rates for Ripley, Oklahoma

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Ripley, Oklahoma 74062. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $7,616 or $21 / month in Ripley and surrounding areas of Payne county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Ripley, Oklahoma 74062.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Ripley, Oklahoma 74062

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Ripley, OK

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Ripley, OK 74062, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Ripley, OK

Historical Mortgage Rates for Ripley, Oklahoma 74062 from 2014 - 2021

We have compiled mortgage rate charts for home loans in Ripley, Oklahoma and around Payne county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed mortgage 87.56% 84.09% 86.16% 85.07% 89.14% 86.93% 91.07% 90.45%
avg mortgage rate 4.96% 4.69% 3.92% 3.96% 4.44% 4.09% 3.90% 4.05%
% 15 year fixed mortgage 9.89% 13.14% 11.11% 12.94% 9.37% 10.60% 7.13% 7.52%
avg mortgage rate 4.38% 3.96% 3.24% 3.12% 3.43% 3.27% 3.09% 3.48%
Avg credit score 761.29 760.93 758.16 758.68 753.67 751.23 749.29 751.17
Avg LTV (loan to value) 74.20% 76.97% 78.03% 78.49% 80.05% 80.04% 81.88% 81.03%
Avg DTI (debt to income) 32.22 32.27 32.33 32.60 33.19 33.44 34.23 35.46
% First time homebuyer 32.10% 30.83% 29.42% 31.55% 35.23% 36.28% 33.32% 35.67%
Avg mortgage insurance % 3.97% 6.23% 8.27% 8.94% 10.47% 11.26% 12.10% 11.55%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Ripley, Oklahoma 74062

If you’re looking to buy a new home in Ripley, we have compiled a list of the leading mortgage brokers around Ripley, Oklahoma 74062 to help you with your search.

Name
Address
Contact

Ace Cash Express

250 S Highway 97

Sand Springs OK 74062

(918) 241-7885

customerservice@acecashexpress.com

Tower Loans

110 N Garfield Ave

Sand Springs OK 74062

(918) 241-2274

http://www.okdocc.state.ok.us/

World Acceptance

100 E 2nd St

Sand Springs OK 74062

(918) 245-9575

http://worldacceptance.com

SPRING LEAF FINANCIAL Service

3957 S Highway 97

Sand Springs OK 74062

(918) 246-3439

http://www.springleaffinancial.com/

Great Plains Mortgage

214 N Main St

Sand Springs OK 74062

(918) 245-2127

Address

250 S Highway 97

Sand Springs OK

Contact

(918) 241-7885

customerservice@acecashexpress.com

Address

110 N Garfield Ave

Sand Springs OK

Contact

(918) 241-2274

http://www.okdocc.state.ok.us/

Address

100 E 2nd St

Sand Springs OK

Contact

(918) 245-9575

http://worldacceptance.com