Compare Today’s Mortgage Rates in Ripley, Oklahoma 74062
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Ripley, Oklahoma 74062.
Our search engine thoroughly explores all home mortgage options in Ripley, Oklahoma 74062, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $5,005 in lifetime cash or $14 per month in Ripley and other areas of Payne county.
Summary of Average Mortgages in Ripley, Oklahoma 74062
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Interactive Mortgage Rate Projections for Ripley, Oklahoma 74062
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Ripley, OK 74062. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Ripley, Oklahoma 74062 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Ripley, Oklahoma and around Payne county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 95.09% | 93.11% | 90.84% | 89.70% | 90.76% | 86.44% | 85.09% | 87.00% | 83.27% |
avg mortgage rate | 6.51% | 4.63% | 3.05% | 3.36% | 4.42% | 4.69% | 4.17% | 3.89% | 4.07% |
% 15 year fixed mortgage | 4.32% | 5.17% | 7.36% | 8.33% | 7.35% | 10.68% | 11.36% | 10.43% | 13.59% |
avg mortgage rate | 5.56% | 3.86% | 2.50% | 2.89% | 3.76% | 4.08% | 3.47% | 3.09% | 3.29% |
Avg credit score | 750.96 | 752.10 | 753.79 | 755.23 | 751.50 | 756.16 | 755.90 | 749.80 | 751.75 |
Avg LTV (loan to value) | 80.61% | 82.08% | 83.80% | 84.95% | 84.75% | 81.54% | 82.68% | 83.54% | 82.58% |
Avg DTI (debt to income) | 36.54 | 35.08 | 33.52 | 33.47 | 34.00 | 33.15 | 33.10 | 31.88 | 30.88 |
% First time homebuyer | 33.18% | 31.56% | 29.08% | 33.12% | 31.82% | 21.44% | 19.48% | 18.62% | 24.52% |
Avg mortgage insurance % | 12.79% | 13.79% | 14.51% | 16.08% | 15.29% | 12.35% | 12.84% | 13.91% | 13.44% |
Best Mortgage Brokers around Ripley, Oklahoma 74062
For those searching for a new home in Ripley, we have compiled a list of the top mortgage brokers located in and around Ripley, Oklahoma 74062 to assist you with your search.
Ace Cash Express
250 S Highway 97
Sand Springs OK 74062
(918) 241-7885
customerservice@acecashexpress.com
Tower Loans
110 N Garfield Ave
Sand Springs OK 74062
(918) 241-2274
http://www.okdocc.state.ok.us/
World Acceptance
100 E 2nd St
Sand Springs OK 74062
(918) 245-9575
http://worldacceptance.com
SPRING LEAF FINANCIAL Service
3957 S Highway 97
Sand Springs OK 74062
(918) 246-3439
http://www.springleaffinancial.com/
Great Plains Mortgage
214 N Main St
Sand Springs OK 74062
(918) 245-2127
Address
250 S Highway 97
Sand Springs OK
Contact
(918) 241-7885
customerservice@acecashexpress.com
Address
110 N Garfield Ave
Sand Springs OK
Contact
(918) 241-2274
http://www.okdocc.state.ok.us/
Address
100 E 2nd St
Sand Springs OK
Contact
(918) 245-9575
http://worldacceptance.com