Compare Today’s Mortgage Rates in Smithville, Oklahoma 74957
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Smithville, Oklahoma 74957.
Our search engine thoroughly explores all home mortgage options in Smithville, Oklahoma 74957, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $3,337 in lifetime cash or $9 per month in Smithville and other areas of Mccurtain county.
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Summary of Average Mortgages in Smithville, Oklahoma 74957
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Smithville, Oklahoma 74957
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Smithville, OK 74957. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Smithville, Oklahoma 74957 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Smithville, Oklahoma and around Mccurtain county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 95.09% | 93.11% | 90.84% | 89.70% | 90.76% | 86.44% | 85.09% | 87.00% | 83.27% |
avg mortgage rate | 6.51% | 4.63% | 3.05% | 3.36% | 4.42% | 4.69% | 4.17% | 3.89% | 4.07% |
% 15 year fixed mortgage | 4.32% | 5.17% | 7.36% | 8.33% | 7.35% | 10.68% | 11.36% | 10.43% | 13.59% |
avg mortgage rate | 5.56% | 3.86% | 2.50% | 2.89% | 3.76% | 4.08% | 3.47% | 3.09% | 3.29% |
Avg credit score | 750.96 | 752.10 | 753.79 | 755.23 | 751.50 | 756.16 | 755.90 | 749.80 | 751.75 |
Avg LTV (loan to value) | 80.61% | 82.08% | 83.80% | 84.95% | 84.75% | 81.54% | 82.68% | 83.54% | 82.58% |
Avg DTI (debt to income) | 36.54 | 35.08 | 33.52 | 33.47 | 34.00 | 33.15 | 33.10 | 31.88 | 30.88 |
% First time homebuyer | 33.18% | 31.56% | 29.08% | 33.12% | 31.82% | 21.44% | 19.48% | 18.62% | 24.52% |
Avg mortgage insurance % | 12.79% | 13.79% | 14.51% | 16.08% | 15.29% | 12.35% | 12.84% | 13.91% | 13.44% |
Best Mortgage Brokers around Smithville, Oklahoma 74957
For those searching for a new home in Smithville, we have compiled a list of the top mortgage brokers located in and around Smithville, Oklahoma 74957 to assist you with your search.
Name
Address
Contact
Midwestern Loans
105 W Division St
Stilwell OK 74957
(918) 696-6271
World Acceptance
107 W Division St
Stilwell OK 74957
(918) 696-3994
http://www.worldacceptance.com
Farm Credit
1310 N 2nd St
Stilwell OK 74957
(918) 696-6838
http://www.farmcredit.com/
Carson Loan & Investment Co.
110 W Division St
Stilwell OK 74957
(918) 696-2222
Fast Loans
837 S Highway 59
Stilwell OK 74957
(918) 696-2168
Address
105 W Division St
Stilwell OK
Contact
(918) 696-6271
Address
107 W Division St
Stilwell OK
Contact
(918) 696-3994
http://www.worldacceptance.com
Address
1310 N 2nd St
Stilwell OK
Contact
(918) 696-6838
http://www.farmcredit.com/