Compare Today’s Mortgage Rates for Sparks, Oklahoma

Pureloan searches mortgage lenders and major banks in Sparks, Oklahoma 74869 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $4,814 or $13 / month is expected in Sparks and other areas of Lincoln county.

Pureloan’s search engine explores all home mortgage options in Sparks, Oklahoma 74869, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Sparks, Oklahoma 74869

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Sparks, OK

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Sparks, OK 74869, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Sparks, OK

Historical Mortgage Rates for Sparks, Oklahoma 74869 from 2013 - 2020

We have compiled mortgage rate charts for home loans in Sparks, Oklahoma and around Lincoln county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 87.56% 84.09% 86.16% 85.07% 89.14% 86.93% 91.07% 90.45%
avg mortgage rate 4.96% 4.69% 3.92% 3.96% 4.44% 4.09% 3.90% 4.05%
% 15 year fixed mortgage 9.89% 13.14% 11.11% 12.94% 9.37% 10.60% 7.13% 7.52%
avg mortgage rate 4.38% 3.96% 3.24% 3.12% 3.43% 3.27% 3.09% 3.48%
Avg credit score 761.29 760.93 758.16 758.68 753.67 751.23 749.29 751.17
Avg LTV (loan to value) 74.20% 76.97% 78.03% 78.49% 80.05% 80.04% 81.88% 81.03%
Avg DTI (debt to income) 32.22 32.27 32.33 32.60 33.19 33.44 34.23 35.46
% First time homebuyer 32.10% 30.83% 29.42% 31.55% 35.23% 36.28% 33.32% 35.67%
Avg mortgage insurance % 3.97% 6.23% 8.27% 8.94% 10.47% 11.26% 12.10% 11.55%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Sparks, Oklahoma 74869

If you’re looking to buy a new home in Sparks, we have compiled a list of the leading mortgage brokers around Sparks, Oklahoma 74869 to help you with your search.

Name
Address
Contact

Gentry's First Choice Finance

205 Dewey Ave

Poteau OK 74869

(918) 647-7198

ASAP Loans

111 N Broadway St

Poteau OK 74869

(918) 647-7225

Gateway Mortgage

121 E Choctaw Ave

Sallisaw OK 74869

(918) 775-5300

mike.skinner@gatewayloan.com

Convenient Loan Co.

1016 W Cherokee Ave

Sallisaw OK 74869

(918) 775-6271

World Acceptance

1152 Mentzer Ave

Sallisaw OK 74869

(918) 775-6277

http://www.worldacceptance.com

Address

205 Dewey Ave

Poteau OK

Contact

(918) 647-7198

Address

111 N Broadway St

Poteau OK

Contact

(918) 647-7225

Address

121 E Choctaw Ave

Sallisaw OK

Contact

(918) 775-5300

mike.skinner@gatewayloan.com

News on Mortgages and Reverse Mortgages for Sparks, Oklahoma 74869