Compare Today’s Mortgage Rates for Sparks, Oklahoma
Pureloan searches mortgage lenders and major banks in Sparks, Oklahoma 74869 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $7,616 or $21 / month is expected in Sparks and other areas of Lincoln county.
Pureloan’s search engine explores all home mortgage options in Sparks, Oklahoma 74869, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
Summary of Average Mortgage Terms in Sparks, Oklahoma 74869


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Interactive Mortgage Rate Projections for Sparks, OK
To forecast and predict mortgage rates in Sparks, OK 74869, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Sparks, Oklahoma 74869 from 2014 - 2021
We have compiled mortgage rate charts for home loans in Sparks, Oklahoma and around Lincoln county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | |
---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 87.56% | 84.09% | 86.16% | 85.07% | 89.14% | 86.93% | 91.07% | 90.45% |
avg mortgage rate | 4.96% | 4.69% | 3.92% | 3.96% | 4.44% | 4.09% | 3.90% | 4.05% |
% 15 year fixed mortgage | 9.89% | 13.14% | 11.11% | 12.94% | 9.37% | 10.60% | 7.13% | 7.52% |
avg mortgage rate | 4.38% | 3.96% | 3.24% | 3.12% | 3.43% | 3.27% | 3.09% | 3.48% |
Avg credit score | 761.29 | 760.93 | 758.16 | 758.68 | 753.67 | 751.23 | 749.29 | 751.17 |
Avg LTV (loan to value) | 74.20% | 76.97% | 78.03% | 78.49% | 80.05% | 80.04% | 81.88% | 81.03% |
Avg DTI (debt to income) | 32.22 | 32.27 | 32.33 | 32.60 | 33.19 | 33.44 | 34.23 | 35.46 |
% First time homebuyer | 32.10% | 30.83% | 29.42% | 31.55% | 35.23% | 36.28% | 33.32% | 35.67% |
Avg mortgage insurance % | 3.97% | 6.23% | 8.27% | 8.94% | 10.47% | 11.26% | 12.10% | 11.55% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Sparks, Oklahoma 74869
If you’re looking to buy a new home in Sparks, we have compiled a list of the leading mortgage brokers around Sparks, Oklahoma 74869 to help you with your search.
Gentry's First Choice Finance
205 Dewey Ave
Poteau OK 74869
(918) 647-7198
ASAP Loans
111 N Broadway St
Poteau OK 74869
(918) 647-7225
Gateway Mortgage
121 E Choctaw Ave
Sallisaw OK 74869
(918) 775-5300
mike.skinner@gatewayloan.com
Convenient Loan Co.
1016 W Cherokee Ave
Sallisaw OK 74869
(918) 775-6271
World Acceptance
1152 Mentzer Ave
Sallisaw OK 74869
(918) 775-6277
http://www.worldacceptance.com
Address
205 Dewey Ave
Poteau OK
Contact
(918) 647-7198
Address
111 N Broadway St
Poteau OK
Contact
(918) 647-7225
Address
121 E Choctaw Ave
Sallisaw OK
Contact
(918) 775-5300
mike.skinner@gatewayloan.com