Compare Today’s Mortgage Rates for Spencerville, Oklahoma
Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Spencerville, Oklahoma 74760. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $5,479 or $15 / month in Spencerville and surrounding areas of Choctaw county.
Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Spencerville, Oklahoma 74760.
Summary of Average Mortgage Terms in Spencerville, Oklahoma 74760
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Spencerville, OK
To forecast and predict mortgage rates in Spencerville, OK 74760, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Spencerville, Oklahoma 74760 from 2014 - 2021
We have compiled mortgage rate charts for home loans in Spencerville, Oklahoma and around Choctaw county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 87.56% | 84.09% | 86.16% | 85.07% | 89.14% | 86.93% | 91.07% | 90.45% |
| avg mortgage rate | 4.96% | 4.69% | 3.92% | 3.96% | 4.44% | 4.09% | 3.90% | 4.05% |
| % 15 year fixed mortgage | 9.89% | 13.14% | 11.11% | 12.94% | 9.37% | 10.60% | 7.13% | 7.52% |
| avg mortgage rate | 4.38% | 3.96% | 3.24% | 3.12% | 3.43% | 3.27% | 3.09% | 3.48% |
| Avg credit score | 761.29 | 760.93 | 758.16 | 758.68 | 753.67 | 751.23 | 749.29 | 751.17 |
| Avg LTV (loan to value) | 74.20% | 76.97% | 78.03% | 78.49% | 80.05% | 80.04% | 81.88% | 81.03% |
| Avg DTI (debt to income) | 32.22 | 32.27 | 32.33 | 32.60 | 33.19 | 33.44 | 34.23 | 35.46 |
| % First time homebuyer | 32.10% | 30.83% | 29.42% | 31.55% | 35.23% | 36.28% | 33.32% | 35.67% |
| Avg mortgage insurance % | 3.97% | 6.23% | 8.27% | 8.94% | 10.47% | 11.26% | 12.10% | 11.55% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Spencerville, Oklahoma 74760
If you’re looking to buy a new home in Spencerville, we have compiled a list of the leading mortgage brokers around Spencerville, Oklahoma 74760 to help you with your search.
Name
Address
Contact
Banner Finance
120 S Constant Ave
Ada OK 74760
(580) 436-6170
financehelp@ncarts.edu
Check 'n Go
1102 N Hills Shopping Ctr
Ada OK 74760
(580) 332-7520
comments@checkngo.com
Springleaf Financial Services
1161 N Hills Shopping Ctr
Ada OK 74760
(580) 332-2748
compliancehelpline@slfs.com
Dixie Finance
209 E Main St
Ada OK 74760
(580) 332-2828
Commerce Finance
122 S Constant Ave
Ada OK 74760
(580) 436-4123
http://www.commercefinancecompany.com
Address
120 S Constant Ave
Ada OK
Contact
(580) 436-6170
financehelp@ncarts.edu
Address
1102 N Hills Shopping Ctr
Ada OK
Contact
(580) 332-7520
comments@checkngo.com
Address
1161 N Hills Shopping Ctr
Ada OK
Contact
(580) 332-2748
compliancehelpline@slfs.com