Compare Today’s Mortgage Rates for Spencerville, Oklahoma

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Spencerville, Oklahoma 74760. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $5,479 or $15 / month in Spencerville and surrounding areas of Choctaw county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Spencerville, Oklahoma 74760.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Spencerville, Oklahoma 74760

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Spencerville, OK

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Spencerville, OK 74760, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Spencerville, OK

Historical Mortgage Rates for Spencerville, Oklahoma 74760 from 2014 - 2021

We have compiled mortgage rate charts for home loans in Spencerville, Oklahoma and around Choctaw county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed mortgage 87.56% 84.09% 86.16% 85.07% 89.14% 86.93% 91.07% 90.45%
avg mortgage rate 4.96% 4.69% 3.92% 3.96% 4.44% 4.09% 3.90% 4.05%
% 15 year fixed mortgage 9.89% 13.14% 11.11% 12.94% 9.37% 10.60% 7.13% 7.52%
avg mortgage rate 4.38% 3.96% 3.24% 3.12% 3.43% 3.27% 3.09% 3.48%
Avg credit score 761.29 760.93 758.16 758.68 753.67 751.23 749.29 751.17
Avg LTV (loan to value) 74.20% 76.97% 78.03% 78.49% 80.05% 80.04% 81.88% 81.03%
Avg DTI (debt to income) 32.22 32.27 32.33 32.60 33.19 33.44 34.23 35.46
% First time homebuyer 32.10% 30.83% 29.42% 31.55% 35.23% 36.28% 33.32% 35.67%
Avg mortgage insurance % 3.97% 6.23% 8.27% 8.94% 10.47% 11.26% 12.10% 11.55%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Spencerville, Oklahoma 74760

If you’re looking to buy a new home in Spencerville, we have compiled a list of the leading mortgage brokers around Spencerville, Oklahoma 74760 to help you with your search.

Name
Address
Contact

Banner Finance

120 S Constant Ave

Ada OK 74760

(580) 436-6170

financehelp@ncarts.edu

Check 'n Go

1102 N Hills Shopping Ctr

Ada OK 74760

(580) 332-7520

comments@checkngo.com

Springleaf Financial Services

1161 N Hills Shopping Ctr

Ada OK 74760

(580) 332-2748

compliancehelpline@slfs.com

Dixie Finance

209 E Main St

Ada OK 74760

(580) 332-2828

Commerce Finance

122 S Constant Ave

Ada OK 74760

(580) 436-4123

http://www.commercefinancecompany.com

Address

120 S Constant Ave

Ada OK

Contact

(580) 436-6170

financehelp@ncarts.edu

Address

1102 N Hills Shopping Ctr

Ada OK

Contact

(580) 332-7520

comments@checkngo.com

Address

1161 N Hills Shopping Ctr

Ada OK

Contact

(580) 332-2748

compliancehelpline@slfs.com