Compare Today’s Mortgage Rates for Watts, Oklahoma
Pureloan searches mortgage lenders and major banks in Watts, Oklahoma 74964 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $4,218 or $12 / month is expected in Watts and other areas of Adair county.
Pureloan’s search engine explores all home mortgage options in Watts, Oklahoma 74964, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
Summary of Average Mortgage Terms in Watts, Oklahoma 74964
Rate
APR
Expected Savings
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Total Closing Costs
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Interactive Mortgage Rate Projections for Watts, OK
To forecast and predict mortgage rates in Watts, OK 74964, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Watts, Oklahoma 74964 from 2014 - 2021
We have compiled mortgage rate charts for home loans in Watts, Oklahoma and around Adair county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 87.56% | 84.09% | 86.16% | 85.07% | 89.14% | 86.93% | 91.07% | 90.45% |
| avg mortgage rate | 4.96% | 4.69% | 3.92% | 3.96% | 4.44% | 4.09% | 3.90% | 4.05% |
| % 15 year fixed mortgage | 9.89% | 13.14% | 11.11% | 12.94% | 9.37% | 10.60% | 7.13% | 7.52% |
| avg mortgage rate | 4.38% | 3.96% | 3.24% | 3.12% | 3.43% | 3.27% | 3.09% | 3.48% |
| Avg credit score | 761.29 | 760.93 | 758.16 | 758.68 | 753.67 | 751.23 | 749.29 | 751.17 |
| Avg LTV (loan to value) | 74.20% | 76.97% | 78.03% | 78.49% | 80.05% | 80.04% | 81.88% | 81.03% |
| Avg DTI (debt to income) | 32.22 | 32.27 | 32.33 | 32.60 | 33.19 | 33.44 | 34.23 | 35.46 |
| % First time homebuyer | 32.10% | 30.83% | 29.42% | 31.55% | 35.23% | 36.28% | 33.32% | 35.67% |
| Avg mortgage insurance % | 3.97% | 6.23% | 8.27% | 8.94% | 10.47% | 11.26% | 12.10% | 11.55% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Watts, Oklahoma 74964
If you’re looking to buy a new home in Watts, we have compiled a list of the leading mortgage brokers around Watts, Oklahoma 74964 to help you with your search.
Name
Address
Contact
Dixie Finance
3455 Highway 412 W
Watts OK 74964
(918) 422-6120
Furniture Finance Corporation
3455 Highway 412 W
Watts OK 74964
(918) 422-6125
Midwestern Loans
105 W Division St
Stilwell OK 74964
(918) 696-6271
World Acceptance
107 W Division St
Stilwell OK 74964
(918) 696-3994
http://www.worldacceptance.com
Farm Credit
1310 N 2nd St
Stilwell OK 74964
(918) 696-6838
http://www.farmcredit.com/
Address
3455 Highway 412 W
Watts OK
Contact
(918) 422-6120
Address
3455 Highway 412 W
Watts OK
Contact
(918) 422-6125
Address
105 W Division St
Stilwell OK
Contact
(918) 696-6271