Compare Today’s Mortgage Rates for Albany, Oregon

Pureloan searches mortgage lenders and major banks in Albany, Oregon 97322 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $10,839 or $30 / month is expected in Albany and other areas of Linn county.

Pureloan’s search engine explores all home mortgage options in Albany, Oregon 97322, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Albany, Oregon 97322

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Albany, OR

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Albany, OR 97322, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Albany, OR

Historical Mortgage Rates for Albany, Oregon 97322 from 2013 - 2020

We have compiled mortgage rate charts for home loans in Albany, Oregon and around Linn county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 93.56% 89.86% 91.51% 92.44% 93.73% 94.37% 96.02% 95.86%
avg mortgage rate 4.89% 4.63% 3.90% 4.02% 4.47% 4.13% 3.94% 4.11%
% 15 year fixed mortgage 5.32% 8.28% 6.30% 6.17% 5.31% 4.87% 3.70% 3.13%
avg mortgage rate 4.31% 3.89% 3.28% 3.13% 3.52% 3.32% 3.19% 3.42%
Avg credit score 767.94 770.73 766.26 762.42 759.13 757.24 754.32 756.08
Avg LTV (loan to value) 73.50% 75.90% 78.33% 79.56% 80.08% 80.55% 79.87% 79.07%
Avg DTI (debt to income) 34.44 34.40 33.24 33.84 34.73 35.20 35.58 36.21
% First time homebuyer 28.45% 28.36% 26.28% 24.92% 31.23% 33.67% 34.58% 32.29%
Avg mortgage insurance % 3.19% 5.02% 8.29% 9.65% 10.62% 11.44% 10.42% 9.46%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Albany, Oregon 97322

If you’re looking to buy a new home in Albany, we have compiled a list of the leading mortgage brokers around Albany, Oregon 97322 to help you with your search.

Name
Address
Contact

Mid-Willamette Mortgage Co.

1570 9th Ave SE

Albany OR 97322

(541) 967-9505

cuthillb@comcast.net

Advance Mortgage USA

2883 S Shore Dr SE

Albany OR 97322

(541) 928-8888

Western Mortgage Company

33213 Highway 34 SE

Albany OR 97322

(541) 385-6734

http://www.westernmortgage.biz/

Landmark Professional Mortgage

2370 14th Ave SE

Albany OR 97322

(541) 791-7779

Cashco Financial Service

2235 Santiam Hwy SE

Albany OR 97322

(541) 917-1960

http://www.cashcoloan.com

Address

1570 9th Ave SE

Albany OR

Contact

(541) 967-9505

cuthillb@comcast.net

Address

2883 S Shore Dr SE

Albany OR

Contact

(541) 928-8888

Address

33213 Highway 34 SE

Albany OR

Contact

(541) 385-6734

http://www.westernmortgage.biz/

News on Mortgages and Reverse Mortgages for Albany, Oregon 97322