Compare Today’s Mortgage Rates in Albany, Oregon 97322
Pureloan is a mortgage search engine that finds the best mortgage rates from top mortgage lenders and major banks in Albany, Oregon 97322.
After exploring all the mortgage options such as fixed-rate, ARM, FHA, VA, USDA, conventional, jumbo, and conforming home mortgages, our calculations show you can save up to $11,222 over the lifetime of your 30-year fixed loan, or a monthly savings of $31 in Albany and other areas of Linn county. Pureloan is designed to help you find the right mortgage for your financial situation with the most competitive rates available.
Summary of Average Mortgages in Albany, Oregon 97322
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Interactive Mortgage Rate Projections for Albany, Oregon 97322
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Albany, OR 97322. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Albany, Oregon 97322 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Albany, Oregon and around Linn county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 97.36% | 96.69% | 97.40% | 96.66% | 95.43% | 95.78% | 96.12% | 96.03% | 94.50% |
avg mortgage rate | 6.43% | 4.57% | 3.00% | 3.34% | 4.34% | 4.63% | 4.20% | 3.94% | 4.13% |
% 15 year fixed mortgage | 2.49% | 2.48% | 1.90% | 2.89% | 3.70% | 3.37% | 3.20% | 3.69% | 4.70% |
avg mortgage rate | 5.50% | 3.81% | 2.37% | 2.83% | 3.68% | 3.97% | 3.46% | 3.19% | 3.31% |
Avg credit score | 756.65 | 760.08 | 759.93 | 759.86 | 763.06 | 762.88 | 759.09 | 757.43 | 757.38 |
Avg LTV (loan to value) | 77.98% | 79.04% | 80.03% | 80.02% | 78.45% | 76.72% | 78.61% | 79.87% | 80.41% |
Avg DTI (debt to income) | 39.05 | 38.10 | 36.07 | 36.20 | 37.08 | 37.11 | 36.07 | 35.55 | 35.15 |
% First time homebuyer | 48.90% | 45.11% | 45.41% | 40.15% | 37.17% | 30.47% | 32.06% | 34.60% | 33.53% |
Avg mortgage insurance % | 12.04% | 11.35% | 11.44% | 11.44% | 10.41% | 8.16% | 9.09% | 10.39% | 11.27% |
Best Mortgage Brokers around Albany, Oregon 97322
For those searching for a new home in Albany, we have compiled a list of the top mortgage brokers located in and around Albany, Oregon 97322 to assist you with your search.
Mid-Willamette Mortgage Co.
1570 9th Ave SE
Albany OR 97322
(541) 967-9505
cuthillb@comcast.net
Advance Mortgage USA
2883 S Shore Dr SE
Albany OR 97322
(541) 928-8888
Western Mortgage Company
33213 Highway 34 SE
Albany OR 97322
(541) 385-6734
http://www.westernmortgage.biz/
Landmark Professional Mortgage
2370 14th Ave SE
Albany OR 97322
(541) 791-7779
Cashco Financial Service
2235 Santiam Hwy SE
Albany OR 97322
(541) 917-1960
http://www.cashcoloan.com
Address
1570 9th Ave SE
Albany OR
Contact
(541) 967-9505
cuthillb@comcast.net
Address
2883 S Shore Dr SE
Albany OR
Contact
(541) 928-8888
Address
33213 Highway 34 SE
Albany OR
Contact
(541) 385-6734
http://www.westernmortgage.biz/